Madison County, IL Workout Lawyers, page 5

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Madison Workout lawyer.
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Sara Guarino

General Practice

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FREE CONSULTATION

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156 North Main Street, Edwardsville, IL 62025

Benjamin R. Schmickle

General Practice

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FREE CONSULTATION

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156 North Main Street, Edwardsville, IL 62025

Dennis F Nalick

Admiralty & Maritime, Car Accident, Personal Injury

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209 Henry Street, Alton, IL 62002

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: Licensed: 36 Years

FREE CONSULTATION

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203 W Main St, Collinsville, IL 62234

Michael Throneberry

Personal Injury, Products Liability, Mesothelioma

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FREE CONSULTATION

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60 South Highway 157, Edwardsville, IL 62025

Michael J Angelides

Intellectual Property, Pharmaceutical Product, Wrongful Death, Mesothelioma, Mass Torts

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One Court Street, Alton, IL 62002

Steve Giacoletto

Accident & Injury, Slip & Fall Accident, Wrongful Death, Car Accident, Workers' Compensation

Status: Licensed: 35 Years

FREE CONSULTATION

CONTACT

30 Summer Tree Lane, Collinsville, IL 62234

Deborah Anne Hawkins

Divorce & Family Law, Criminal, Estate, Adoption, Child Custody

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FREE CONSULTATION

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101 West Vandalia Street, Edwardsville, IL 62025

D Todd Mathews

Accident & Injury, Workers' Compensation, Personal Injury, Mesothelioma

Status: Licensed: 27 Years

CONTACT

156 North Main Street, Edwardsville, IL 62025

Patrick G. Johnston

Construction, Health Care, Workers' Compensation, Professional Malpractice, Traffic

Status: Licensed: 34 Years

CONTACT

420 S Buchanan St, Edwardsville, IL 62025

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

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Madison County, IL Workout Lawyers, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Sara Guarino

Benjamin R. Schmickle

Dennis F Nalick

Robert Gregory Lathram

Michael Throneberry

Michael J Angelides

Steve Giacoletto

Deborah Anne Hawkins

D Todd Mathews

Patrick G. Johnston

TIPS

LEGAL TERMS

REAFFIRMATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FRATERNAL BENEFIT SOCIETY BENEFITS

FORBEARANCE

CHAPTER 13 PLAN

FRAUDULENT TRANSFER

SUBROGATION

DISCHARGE (OF DEBTS)

BANKRUPTCY

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