Madison County, IL Workout Lawyers, page 5

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Not enough matches for Madison Workout lawyer.
Below are all Madison lawyers.

Sara Guarino

General Practice

Status:

FREE CONSULTATION

CONTACT

156 North Main Street, Edwardsville, IL 62025

Benjamin R. Schmickle

General Practice

Status:

FREE CONSULTATION

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156 North Main Street, Edwardsville, IL 62025

Dennis F Nalick

Admiralty & Maritime, Car Accident, Personal Injury

Status:

FREE CONSULTATION

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209 Henry Street, Alton, IL 62002

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: Licensed: 36 Years

FREE CONSULTATION

CONTACT

203 W Main St, Collinsville, IL 62234

Michael Throneberry

Personal Injury, Products Liability, Mesothelioma

Status:

FREE CONSULTATION

CONTACT

60 South Highway 157, Edwardsville, IL 62025

Michael J Angelides

Intellectual Property, Pharmaceutical Product, Wrongful Death, Mesothelioma, Mass Torts

Status:

CONTACT

One Court Street, Alton, IL 62002

Steve Giacoletto

Accident & Injury, Slip & Fall Accident, Wrongful Death, Car Accident, Workers' Compensation

Status: Licensed: 35 Years

FREE CONSULTATION

CONTACT

30 Summer Tree Lane, Collinsville, IL 62234

Deborah Anne Hawkins

Divorce & Family Law, Criminal, Estate, Adoption, Child Custody

Status:

FREE CONSULTATION

CONTACT

101 West Vandalia Street, Edwardsville, IL 62025

D Todd Mathews

Accident & Injury, Workers' Compensation, Personal Injury, Mesothelioma

Status: Licensed: 27 Years

CONTACT

156 North Main Street, Edwardsville, IL 62025

Patrick G. Johnston

Construction, Health Care, Workers' Compensation, Professional Malpractice, Traffic

Status: Licensed: 34 Years

CONTACT

420 S Buchanan St, Edwardsville, IL 62025

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Madison County, IL Workout Lawyers, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Sara Guarino

Benjamin R. Schmickle

Dennis F Nalick

Robert Gregory Lathram

Michael Throneberry

Michael J Angelides

Steve Giacoletto

Deborah Anne Hawkins

D Todd Mathews

Patrick G. Johnston

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LEGAL TERMS

COLLATERAL

COLLECTION AGENCY

PREFERENCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

IRS EXPENSES

COSIGNER

CREDIT INSURANCE

GARNISHMENT

NONDISCHARGEABLE DEBTS

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