Madison County, IL Workout Lawyers, page 5

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Madison Workout lawyer.
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Sara Guarino

General Practice

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FREE CONSULTATION

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156 North Main Street, Edwardsville, IL 62025

Benjamin R. Schmickle

General Practice

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FREE CONSULTATION

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156 North Main Street, Edwardsville, IL 62025

Dennis F Nalick

Admiralty & Maritime, Car Accident, Personal Injury

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209 Henry Street, Alton, IL 62002

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: Licensed: 36 Years

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203 W Main St, Collinsville, IL 62234

Michael Throneberry

Personal Injury, Products Liability, Mesothelioma

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60 South Highway 157, Edwardsville, IL 62025

Michael J Angelides

Intellectual Property, Pharmaceutical Product, Wrongful Death, Mesothelioma, Mass Torts

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One Court Street, Alton, IL 62002

Steve Giacoletto

Accident & Injury, Slip & Fall Accident, Wrongful Death, Car Accident, Workers' Compensation

Status: Licensed: 35 Years

FREE CONSULTATION

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30 Summer Tree Lane, Collinsville, IL 62234

Deborah Anne Hawkins

Divorce & Family Law, Criminal, Estate, Adoption, Child Custody

Status:

FREE CONSULTATION

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101 West Vandalia Street, Edwardsville, IL 62025

D Todd Mathews

Accident & Injury, Workers' Compensation, Personal Injury, Mesothelioma

Status: Licensed: 27 Years

CONTACT

156 North Main Street, Edwardsville, IL 62025

Patrick G. Johnston

Construction, Health Care, Workers' Compensation, Professional Malpractice, Traffic

Status: Licensed: 34 Years

CONTACT

420 S Buchanan St, Edwardsville, IL 62025

800-814-6700

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

FCRA

See Fair Credit Reporting Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Madison County, IL Workout Lawyers, page 5

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Sara Guarino

Benjamin R. Schmickle

Dennis F Nalick

Robert Gregory Lathram

Michael Throneberry

Michael J Angelides

Steve Giacoletto

Deborah Anne Hawkins

D Todd Mathews

Patrick G. Johnston

TIPS

LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED PARTNERSHIP

FCRA

UNDUE HARDSHIP

TRADE NAME

COLLECTION AGENCY

REDEMPTION

HOUSEHOLDER

LIMITED LIABILITY

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