Madison County, IL Workout Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Not enough matches for Madison Workout lawyer.
Below are all Madison lawyers.

John J. Hopkins

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Accident & Injury, Medical Malpractice, Wrongful Death, Personal Injury, Car Accident

The son and grandson of ironworkers, Mr. Hopkins was taught the value of hard work at an early age. Working out of Ironworkers Local 392 in East St. L... (more)

CONTACT

618-655-9600

PO Box 595, Alton, IL 62002

Sara Marie Salger

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Accident & Injury, Mesothelioma, Wrongful Death, Personal Injury, Car Accident

Sara M. Salger received her undergraduate degree from Southern Illinois University Edwardsville, graduating cum laude, and Saint Louis University Scho... (more)

FREE CONSULTATION

CONTACT

800-724-8901

156 N Main St, Edwardsville, IL 62025

Robert Lewis Elovitz

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Criminal, DUI-DWI, Divorce & Family Law

Formerly a Madison County prosecutor, Robert Elovitz decided to open his own law office over 17 years ago and has been representing Edwardsville, IL a... (more)

CONTACT

618-692-4800

521 Saint Louis St, Edwardsville, IL 62025

Kay M. McClimans

Government, Litigation, Civil & Human Rights

Status:

FREE CONSULTATION

CONTACT

307 Henry Street, Alton, IL 62002

David J. Page

General Practice

Status:

FREE CONSULTATION

CONTACT

322 E Broadway, Alton, IL 62002

Dennis F Nalick

Admiralty & Maritime, Car Accident, Personal Injury

Status:

FREE CONSULTATION

CONTACT

209 Henry Street, Alton, IL 62002

D. Keith Short

General Practice

Status:

FREE CONSULTATION

CONTACT

325 Market St., Alton, IL 62002

Mary Stewart

Accident & Injury, Workers' Compensation, Personal Injury, Car Accident, Slip & Fall Accident

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FREE CONSULTATION

CONTACT

819 Vandalia Street (Hwy 159), Collinsville, IL 62234

Susan F. Grammer

Bankruptcy, Criminal, DUI-DWI, Traffic

Status:

FREE CONSULTATION

CONTACT

2 Terminal Dr., East Alton, IL 62024

Meredith L. Head

Estate, Commercial Real Estate, Business Organization

Status:

CONTACT

241 North Main Street, Edwardsville, IL 62025

800-814-6700

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Madison County, IL Workout Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

John J. Hopkins

Sara Marie Salger

Robert Lewis Elovitz

Kay M. McClimans

David J. Page

Dennis F Nalick

D. Keith Short

Mary Stewart

Susan F. Grammer

Meredith L. Head

TIPS

LEGAL TERMS

ABUSE

LIABILITY

NUISANCE FEES

S CORPORATION

SECRET WARRANTY PROGRAM

DEBIT CARD

LOSS DAMAGE WAIVER (LDW)

SECURED DEBT

PREFERENCE

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