Mount Olive Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
5. Visit:
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7. Profile

Franklin Mcdevin Huggins

Administrative Law, Personal Injury, Consumer Bankruptcy, Wills

Status: Licensed: 16 Years

CONTACT

116 E Jones St, Trenton, NC 28585

Hurman R. Sims

Divorce & Family Law, Bankruptcy, DUI-DWI, Felony

Status:

CONTACT

222 New Bridge Street, Jacksonville, NC 28540

William F. Hill

Collection, Divorce, Business, Bankruptcy

Status:

CONTACT

708 Cromwell Drive, Greenville, NC 27858

Richard L. Cannon

Social Security -- Disability, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 42 Years

CONTACT

P. O. Drawer 8425, Greenville, NC 27835

James Michael Fields

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

Greenville, NC 27835

Dennis Jay Sargent Jr

Bankruptcy, Credit & Debt, Collection, Wills & Probate

Status:

FREE CONSULTATION

CONTACT

2500 Regency Parkway, Cary, NC 27518

Travis P. Sasser

Traffic, Visa, Employee Rights, Bankruptcy

Status:

CONTACT

2000 Regency Parkway, Cary, NC 27518

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CREDIT FILE

See credit report.

FCBA

See Fair Credit Billing Act.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Mount Olive Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Franklin Mcdevin Huggins

Hurman R. Sims

William F. Hill

Richard L. Cannon

James Michael Fields

Dennis Jay Sargent Jr

Travis P. Sasser

TIPS

LEGAL TERMS

MEETING OF CREDITORS

REPOSSESSION

LOSS DAMAGE WAIVER (LDW)

TRUTH IN LENDING ACT (TILA)

REAFFIRMATION

NUISANCE FEES

CREDIT FILE

FCBA

BANKRUPTCY TRUSTEE

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