Raleigh Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Paul D. Bradford

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Bankruptcy & Debt

Proudly taking Bankruptcy cases out of Cary, North Carolina and the surrounding areas. Please call to set up an appointment.

CONTACT

919-758-8879

455 Swiftside Drive, Cary, NC 27518

Sarah Kristin Thacker

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Bankruptcy & Debt, Estate, Business

Sarah Thacker is a practicing lawyer in the state of North Carolina handling Bankruptcy and Tax matters.

CONTACT

817-403-9286

1135 Kildaire Farm Rd, Cary, NC 27511

Melissa M Davis

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Real Estate, Bankruptcy & Debt

Melissa McGill Davis earned her J.D. Degree from the University of North Carolina at Chapel Hill in 1995. Ms. Davis started her practice in 1995 where... (more)

CONTACT

919-644-3278

960 Corporate Drive, Hillsborough, NC 27278

Erica Ferranti

Bankruptcy, Elder Law, Estate Administration, Estate Planning

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CONTACT

150 Fayetteville Street, Raleigh, NC 27601

W. Sidney Aldridge

Construction, Corporate, Business Organization, Bankruptcy

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CONTACT

3700 Glenwood Avenue, Raleigh, NC 27612

J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

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CONTACT

301 Glenwood Avenue, Raleigh, NC 27603

Terry D. Fisher

Bankruptcy

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FREE CONSULTATION

CONTACT

401 North Mangum Street, Durham, NC 27701

Ruben Fernandez

Bankruptcy, Bankruptcy Litigation, Corporate, Business Organization

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FREE CONSULTATION

CONTACT

400 W. Main St., Durham, NC 27701

T. Allen Gardner

Family Law, Personal Injury, Bankruptcy, Trusts

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CONTACT

201 Court Street, Louisburg, NC 27549

Larry E. Norman

Wills, Family Law, Bankruptcy, Personal Injury

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CONTACT

101 South Main Street, Louisburg, NC 27549

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LEGAL TERMS

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Raleigh Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Paul D. Bradford

Sarah Kristin Thacker

Melissa M Davis

Erica Ferranti

W. Sidney Aldridge

J. Christopher Jackson

Terry D. Fisher

Ruben Fernandez

T. Allen Gardner

Larry E. Norman

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LEGAL TERMS

GARNISHMENT

CREDIT INSURANCE

ACCORD AND SATISFACTION

WORKOUT

INTEREST

GUARANTEED RESERVATION

UNSECURED DEBT

FORBEARANCE

BULK SALES LAW

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