Raleigh Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sarah Kristin Thacker

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Bankruptcy & Debt, Estate, Business

Sarah Thacker is a practicing lawyer in the state of North Carolina handling Bankruptcy and Tax matters.

CONTACT

817-403-9286

1135 Kildaire Farm Rd, Cary, NC 27511

Paul D. Bradford

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Bankruptcy & Debt

Proudly taking Bankruptcy cases out of Cary, North Carolina and the surrounding areas. Please call to set up an appointment.

CONTACT

919-758-8879

455 Swiftside Drive, Cary, NC 27518

Melissa M Davis

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Real Estate, Bankruptcy & Debt

Melissa McGill Davis earned her J.D. Degree from the University of North Carolina at Chapel Hill in 1995. Ms. Davis started her practice in 1995 where... (more)

CONTACT

919-644-3278

960 Corporate Drive, Hillsborough, NC 27278

Ruben Fernandez

Bankruptcy, Bankruptcy Litigation, Corporate, Business Organization

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FREE CONSULTATION

CONTACT

400 W. Main St., Durham, NC 27701

Terry D. Fisher

Bankruptcy

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FREE CONSULTATION

CONTACT

401 North Mangum Street, Durham, NC 27701

T. Allen Gardner

Family Law, Personal Injury, Bankruptcy, Trusts

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CONTACT

201 Court Street, Louisburg, NC 27549

Larry E. Norman

Wills, Family Law, Bankruptcy, Personal Injury

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CONTACT

101 South Main Street, Louisburg, NC 27549

W. Sidney Aldridge

Construction, Corporate, Business Organization, Bankruptcy

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CONTACT

3700 Glenwood Avenue, Raleigh, NC 27612

J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

Status:

CONTACT

301 Glenwood Avenue, Raleigh, NC 27603

Erica Ferranti

Bankruptcy, Elder Law, Estate Administration, Estate Planning

Status:

CONTACT

150 Fayetteville Street, Raleigh, NC 27601

800-814-6700

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LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

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Raleigh Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Sarah Kristin Thacker

Paul D. Bradford

Melissa M Davis

Ruben Fernandez

Terry D. Fisher

T. Allen Gardner

Larry E. Norman

W. Sidney Aldridge

J. Christopher Jackson

Erica Ferranti

TIPS

LEGAL TERMS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

IRS EXPENSES

WORKOUT

FAIR CREDIT REPORTING ACT (FCRA)

GRACE PERIOD

MEANS TEST

HOUSEHOLDER

CURRENT MONTHLY INCOME

FAIR LABOR STANDARDS ACT (FLSA)

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