Raleigh Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Sarah Kristin Thacker

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Bankruptcy & Debt, Estate, Business

Sarah Thacker is a practicing lawyer in the state of North Carolina handling Bankruptcy and Tax matters.

CONTACT

817-403-9286

1135 Kildaire Farm Rd, Cary, NC 27511

Paul D. Bradford

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Bankruptcy & Debt

Proudly taking Bankruptcy cases out of Cary, North Carolina and the surrounding areas. Please call to set up an appointment.

CONTACT

919-758-8879

455 Swiftside Drive, Cary, NC 27518

Melissa M Davis

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Real Estate, Bankruptcy & Debt

Melissa McGill Davis earned her J.D. Degree from the University of North Carolina at Chapel Hill in 1995. Ms. Davis started her practice in 1995 where... (more)

CONTACT

919-644-3278

960 Corporate Drive, Hillsborough, NC 27278

Ruben Fernandez

Bankruptcy, Bankruptcy Litigation, Corporate, Business Organization

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FREE CONSULTATION

CONTACT

400 W. Main St., Durham, NC 27701

Terry D. Fisher

Bankruptcy

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FREE CONSULTATION

CONTACT

401 North Mangum Street, Durham, NC 27701

T. Allen Gardner

Family Law, Personal Injury, Bankruptcy, Trusts

Status:

CONTACT

201 Court Street, Louisburg, NC 27549

Larry E. Norman

Wills, Family Law, Bankruptcy, Personal Injury

Status:

CONTACT

101 South Main Street, Louisburg, NC 27549

W. Sidney Aldridge

Construction, Corporate, Business Organization, Bankruptcy

Status:

CONTACT

3700 Glenwood Avenue, Raleigh, NC 27612

J. Christopher Jackson

Corporate, Collection, Constitutional Law, Contract

Status:

CONTACT

301 Glenwood Avenue, Raleigh, NC 27603

Erica Ferranti

Bankruptcy, Elder Law, Estate Administration, Estate Planning

Status:

CONTACT

150 Fayetteville Street, Raleigh, NC 27601

800-814-6700

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FCBA

See Fair Credit Billing Act.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

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Raleigh Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Sarah Kristin Thacker

Paul D. Bradford

Melissa M Davis

Ruben Fernandez

Terry D. Fisher

T. Allen Gardner

Larry E. Norman

W. Sidney Aldridge

J. Christopher Jackson

Erica Ferranti

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LEGAL TERMS

COLLECTION AGENCY

CREDIT BUREAU

CURRENT MONTHLY INCOME

FCBA

CHAPTER 13 BANKRUPTCY

401(K) PLAN

TRUTH IN LENDING ACT (TILA)

MEANS TEST

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

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