Startup Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brianna Heather Warthan

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 87 Years

CONTACT

13207 210Th Ave Se, Monroe, WA 98272

Kristin M. Summers

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 81 Years

CONTACT

12917 203Rd Ave Se, Monroe, WA 98272

Jonathan P Mcquade

Construction, Guardianships & Conservatorships, Contract, Bankruptcy

Status: Licensed: 19 Years

CONTACT

19916 Old Owen Rd, Monroe, WA 98272

Christopher Ryan Chicoine

Bankruptcy & Debt, Wills & Probate

Status: Licensed: 18 Years

CONTACT

126 South Ferry St, Monroe, WA 98272

Peggy J. Clause

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 55 Years

CONTACT

13484 Muir Dr Se, Monroe, WA 98272

Judy A Goodsel

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 59 Years

CONTACT

154 Village Ct, Monroe, WA 98272

Roger Edwin Hawkes

Insurance, Bankruptcy, Personal Injury, Employment Discrimination

Status: Licensed: 52 Years

CONTACT

Sultan, WA 98294

P. Jayson Thibodaux

General Practice

Status: Licensed: 17 Years

CONTACT

116 Avenue A, Snohomish, WA 98290

A. Spencer Bergstedt

Estate Planning, Business & Trade, Commercial Bankruptcy, Bankruptcy

Status: Licensed: 35 Years

CONTACT

Snohomish, WA 98291

P Jayson Thibodaux

Estate Planning, Divorce, Collection, Personal Injury

Status:

CONTACT

116 Avenue, Snohomish, WA 98290

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

FCRA

See Fair Credit Reporting Act.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Startup Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Brianna Heather Warthan

Kristin M. Summers

Jonathan P Mcquade

Christopher Ryan Chicoine

Peggy J. Clause

Judy A Goodsel

Roger Edwin Hawkes

P. Jayson Thibodaux

A. Spencer Bergstedt

P Jayson Thibodaux

TIPS

LEGAL TERMS

CCCS

FCRA

MEETING OF CREDITORS

COLLECTION AGENCY

GARNISHMENT

PREFERENCE

DEBT COLLECTOR

DEBIT CARD

CREDIT REPORT

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