Startup Bankruptcy & Debt Lawyer, Washington, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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6. Website
7. Profile

Kristin L. Jones

Commercial Bankruptcy, Commercial Real Estate, Juvenile Law, State Government

Status: Licensed: 46 Years

CONTACT

9530 150Th St Se, Snohomish, WA 98296

Daren Hood Nitz

Securities, Corporate, Contract, Commercial Bankruptcy

Status: Licensed: 35 Years

CONTACT

Snohomish, WA 98291

Joseph John Langel

Industry Specialties, Civil & Human Rights, Business, Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

12406 133Rd Pl Se, Snohomish, WA 98290

Jeannie M. Callahan

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 90 Years

CONTACT

3122 171St Ave Se, Snohomish, WA 98290

Cynthia E. Jacobson

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 55 Years

CONTACT

3112 219Th Ave Se, Snohomish, WA 98290

Nansi E Cisneros

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 60 Years

CONTACT

17532 Tester Rd, Snohomish, WA 98290

Lisa J. Tuckman

Commercial Real Estate, Commercial Bankruptcy, Real Estate

Status: Licensed: 19 Years

CONTACT

721 Glen Ave, Snohomish, WA 98290

Jacqueline Kimzey

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 59 Years

CONTACT

2824 132Nd Ave Se, Snohomish, WA 98290

Patricia G McCarty-Morrison

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 90 Years

CONTACT

Snohomish, WA 98291

Debra F Blodgett

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Licensed: 74 Years

CONTACT

19619 61St Ave Se, Snohomish, WA 98296

800-814-6700

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

Startup Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Kristin L. Jones

Daren Hood Nitz

Joseph John Langel

Jeannie M. Callahan

Cynthia E. Jacobson

Nansi E Cisneros

Lisa J. Tuckman

Jacqueline Kimzey

Patricia G McCarty-Morrison

Debra F Blodgett

TIPS

LEGAL TERMS

DEBT COLLECTOR

COLLECTION AGENCY

SETOFF

UNSECURED DEBT

ACCORD AND SATISFACTION

CURRENT MONTHLY INCOME

CREDIT REPORT

COSIGNER

CCCS

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