Sybertsville Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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C Stephen Gurdin

Bankruptcy, Corporate, Business Organization, Contract

Status: In Good Standing

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69 Public Square, Wilkes Barre, PA 18701

Kevin Tanribilir

Real Estate, Defect and Lemon Law, Estate, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 28 Years

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701 E Front Street, Berwick, PA 18603

Jason P Provinzano

Workers' Compensation, Banking & Finance, Bankruptcy, Personal Injury

Status: In Good Standing

FREE CONSULTATION

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16 W Northampton, Wilkes Barre, PA 18701

William L. Byrne

Arbitration, Collection, Commercial Banks, Complex Litigation

Status: In Good Standing Licensed: 25 Years

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152 S Franklin St, Wilkes Barre, PA 18701

Francis J Hoegen

Corporate, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 35 Years

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152 S Franklin St, Wilkes Barre, PA 18701

David J. Harris

Education, Estate, Divorce, Bankruptcy

Status: In Good Standing

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67-69 Public Sq, Wilkes Barre, PA 18701

Peter J Hoegen

Real Estate, Corporate, Bankruptcy

Status: Deceased Licensed: 53 Years

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152 S Franklin St, Wilkes Barre, PA 18701

James R. Kilker

Real Estate, Domestic Violence & Neglect, Disability, Bankruptcy, Medical Malpractice

Status: In Good Standing Licensed: 51 Years

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20 W Main St, Girardville, PA 17935

Carlo Sabatini

Litigation, White Collar Crime, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

67-69 Public Square, Wilkes Barre, PA 18701

Mary Jo Kishel

Corporate, Reorganization, Health Care Other, Construction

Status: In Good Standing

CONTACT

15 South Franklin Street, Wilkes Barre, PA 18711

800-923-0641

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Sybertsville Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

C Stephen Gurdin

Kevin Tanribilir

Jason P Provinzano

William L. Byrne

Francis J Hoegen

David J. Harris

Peter J Hoegen

James R. Kilker

Carlo Sabatini

Mary Jo Kishel

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LEGAL TERMS

LIABILITY

LIEN

ABUSE

CREDIT BUREAU

LIMITED LIABILITY

SECRET WARRANTY PROGRAM

GENERAL PARTNER

LOSS DAMAGE WAIVER (LDW)

SUBROGATION

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