Winslow Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Louis Adam Nack

Elder Law, Banking & Finance, Collection, Personal Injury, Insurance

Status:

CONTACT

151 N Main St, Elizabeth, IL 61028

James Joseph Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status:

CONTACT

106 N Main St, Galena, IL 61036

Joseph Edward Nack

Civil Rights, Banking & Finance, Collection, Personal Injury

Status:

CONTACT

106 N Main St, Galena, IL 61036

Louis Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status:

CONTACT

106 North Main Street, Galena, IL 61036

Constance Augsburger

Civil Rights, Collection, Estate Planning, Federal Appellate Practice, Family Law

Status: Licensed: 41 Years

CONTACT

301 E Brayton Rd, Mount Morris, IL 61054

Stephen Langley

Estate Planning, Contract, Credit & Debt, Collection

Status:

CONTACT

308 West State St, Rockford, IL 61101

David Francis Monteleone

DUI-DWI, Civil Rights, Collection, Medical Malpractice

Status:

CONTACT

308 W State St, Rockford, IL 61101

James C. Thompson

Landlord-Tenant, Transactions, Collection, Education

Status: Licensed: 37 Years

CONTACT

515 N Court St, Rockford, IL 61103

Brian Larkin

Litigation, Divorce, Collection, Personal Injury, Adoption

Status: Licensed: 41 Years

CONTACT

1 Court Pl, Rockford, IL 61101

Raymond Melton

Divorce & Family Law, Criminal, Corporate, Collection, Workers' Compensation

Status: Licensed: 26 Years

CONTACT

308 W State St, Rockford, IL 61101

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Winslow Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Louis Adam Nack

James Joseph Nack

Joseph Edward Nack

Louis Nack

Constance Augsburger

Stephen Langley

David Francis Monteleone

James C. Thompson

Brian Larkin

Raymond Melton

TIPS

LEGAL TERMS

UNDUE HARDSHIP

GUARANTOR

ABUSE

S CORPORATION

PREFERENCE

GARNISHMENT

DISCHARGEABLE DEBTS

UNSECURED DEBT

TRADE NAME

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