Winslow Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Brian Larkin

Litigation, Divorce, Collection, Personal Injury, Adoption

Status: Licensed: 41 Years

CONTACT

1 Court Pl, Rockford, IL 61101

Brian Buzard

Civil Rights, Collection, Estate Planning, Federal Appellate Practice

Status: Licensed: 33 Years

CONTACT

400 W State St, Rockford, IL 61101

Constance Augsburger

Civil Rights, Collection, Estate Planning, Federal Appellate Practice, Family Law

Status: Licensed: 41 Years

CONTACT

301 E Brayton Rd, Mount Morris, IL 61054

Cornel Kauffman

Litigation, Lawsuit & Dispute, Collection, Collection, Personal Injury

Status: Licensed: 24 Years

CONTACT

810 East State Street, Rockford, IL 61104

David Francis Monteleone

DUI-DWI, Civil Rights, Collection, Medical Malpractice

Status:

CONTACT

308 W State St, Rockford, IL 61101

Donald Pearson Sullivan

Government, Criminal, Collection, Accident & Injury

Status: Licensed: 38 Years

CONTACT

127 North Wyman Street, Rockford, IL 61101

Fiona Whelan

Divorce & Family Law, Bankruptcy, Civil Rights, Collection, Personal Injury

Status: Licensed: 34 Years

CONTACT

308 W. State Street, Rockford, IL 61101

Franklin Claude Cook

Immigration, Estate Planning, Estate, Transactions, Collection

Status: Licensed: 44 Years

CONTACT

773 W Lincoln Blvd, Freeport, IL 61032

James Joseph Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status:

CONTACT

106 N Main St, Galena, IL 61036

James C. Thompson

Landlord-Tenant, Transactions, Collection, Education

Status: Licensed: 37 Years

CONTACT

515 N Court St, Rockford, IL 61103

800-814-6700

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Winslow Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian Larkin

Brian Buzard

Constance Augsburger

Cornel Kauffman

David Francis Monteleone

Donald Pearson Sullivan

Fiona Whelan

Franklin Claude Cook

James Joseph Nack

James C. Thompson

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LEGAL TERMS

CREDIT REPORT

NUISANCE FEES

SECRET WARRANTY PROGRAM

TRADE NAME

DISCHARGEABLE DEBTS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

WINDING UP

DISPOSABLE INCOME

GARNISHMENT

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