Heisson Bankruptcy & Debt Lawyer, Washington, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Helmut Wallenfels

Administrative Law, Land Use & Zoning, Commercial Bankruptcy, Business & Trade

Status: Inactive Licensed: 59 Years

CONTACT

2616 Ne 389Th St, La Center, WA 98629

Khadija E Ross

Commercial Bankruptcy, Corporate, International Tax, Foreclosure

Status: Suspended Licensed: 74 Years

CONTACT

38201 Ne 135Th Ave, La Center, WA 98629

Cheryl A. Yarwood

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 21 Years

CONTACT

32213 Ne Cerveny Rd, La Center, WA 98629

Terri L Morgan

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 99 Years

CONTACT

716 W E Ave, La Center, WA 98629

Marcy Ann Nelson

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 20 Years

CONTACT

2800 Ne 219Th St, Ridgefield, WA 98642

Debra A Helmold

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 55 Years

CONTACT

903 E 7Th St, La Center, WA 98629

Nancee A. Winslow

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 20 Years

CONTACT

15011 Ne 49Th Ct, Vancouver, WA 98686

Michael Cho

Commercial Real Estate, Administrative Law, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

12600 Hummingbird St, Mukilteo, WA 98275

Theresa Ann Wriston

Criminal, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

817 Nw 214Th Cir, Ridgefield, WA 98642

Karen Plew

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 55 Years

CONTACT

15917 Ne Union Rd, Ridgefield, WA 98642

800-923-0641

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LEGAL TERMS

COLLATERAL

Property that guarantees payment of a secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Heisson Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Helmut Wallenfels

Khadija E Ross

Cheryl A. Yarwood

Terri L Morgan

Marcy Ann Nelson

Debra A Helmold

Nancee A. Winslow

Michael Cho

Theresa Ann Wriston

Karen Plew

TIPS

LEGAL TERMS

COLLATERAL

SECRET WARRANTY PROGRAM

PRIORITY DEBT

FRAUDULENT TRANSFER

CREDIT INSURANCE

NONEXEMPT PROPERTY

GUARANTEED RESERVATION

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

NO-FAULT INSURANCE

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