Heisson Bankruptcy & Debt Lawyer, Washington, page 3

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Helmut Wallenfels

Administrative Law, Land Use & Zoning, Commercial Bankruptcy, Business & Trade

Status: Inactive Licensed: 59 Years

CONTACT

2616 Ne 389Th St, La Center, WA 98629

Khadija E Ross

Commercial Bankruptcy, Corporate, International Tax, Foreclosure

Status: Suspended Licensed: 74 Years

CONTACT

38201 Ne 135Th Ave, La Center, WA 98629

Cheryl A. Yarwood

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Suspended Licensed: 21 Years

CONTACT

32213 Ne Cerveny Rd, La Center, WA 98629

Terri L Morgan

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 99 Years

CONTACT

716 W E Ave, La Center, WA 98629

Marcy Ann Nelson

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 20 Years

CONTACT

2800 Ne 219Th St, Ridgefield, WA 98642

Debra A Helmold

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 55 Years

CONTACT

903 E 7Th St, La Center, WA 98629

Nancee A. Winslow

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 21 Years

CONTACT

15011 Ne 49Th Ct, Vancouver, WA 98686

Michael Cho

Commercial Real Estate, Administrative Law, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 22 Years

CONTACT

12600 Hummingbird St, Mukilteo, WA 98275

Theresa Ann Wriston

Criminal, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

817 Nw 214Th Cir, Ridgefield, WA 98642

Karen Plew

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 55 Years

CONTACT

15917 Ne Union Rd, Ridgefield, WA 98642

800-923-0641

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FDCPA

See Fair Debt Collections & Practices Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Heisson Bankruptcy & Debt Lawyer, Washington, page 3

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Helmut Wallenfels

Khadija E Ross

Cheryl A. Yarwood

Terri L Morgan

Marcy Ann Nelson

Debra A Helmold

Nancee A. Winslow

Michael Cho

Theresa Ann Wriston

Karen Plew

TIPS

LEGAL TERMS

CREDIT BUREAU

GENERAL PARTNER

FDCPA

CURRENT MONTHLY INCOME

FORBEARANCE

401(K) PLAN

FAIR CREDIT REPORTING ACT (FCRA)

MEANS TEST

CREDIT INSURANCE

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