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Michael Johnson
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Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mark R. Osherow

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Civil Rights, Bankruptcy, Construction, Contract, Intellectual Property

Mark R. Osherow is a Florida Bar Board Certified Specialist in Business Litigation with over 30 years of experience. He has practiced for most of thos... (more)

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CONTACT

561-257-0880

2101 N.W. Corporate Blvd., Boca Raton, FL 33431

David Philip Slater

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Real Estate, Litigation, Collection, Wills & Probate

David P. Slater has over 30 years of litigation and general practice experience and handles all accident cases from investigation through trial, inclu... (more)

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CONTACT

561-998-9401

5154 Windsor Parke Dr, Boca Raton, FL 33496

Toni B. Ross

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Divorce & Family Law, Estate, Wills & Probate, Bankruptcy & Debt

Attorney Ross is a practicing lawyer in the state of Florida.

FREE CONSULTATION

CONTACT

561-414-5647

550 Glaze Road, Boca Raton, FL 33431

Jason Ari Smith

✓ VERIFIED

Business, Real Estate, Lawsuit & Dispute, Employment, Bankruptcy & Debt

Jason focuses his practice on complex civil litigation involving business and real estate matters. In his business litigation practice, Jason has exp... (more)

FREE CONSULTATION

CONTACT

800-734-8131

2475 Primrose Place, Fort Lauderdale, FL 33309

Todd David Muhlstock

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Employment, Credit & Debt, Employee Rights, Accident & Injury, Wrongful Death

Mr. The Muhlstock is admitted to practice law in the Supreme Court of the United States of America; the United States Court of Appeals for the Second ... (more)

FREE CONSULTATION

CONTACT

516-974-9400

101 Northeast 3rd Avenue, Fort Lauderdale, FL 33301

Michael H Johnson

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Bankruptcy & Debt

After over two decades of practicing law, attorney Michael H. Johnson has accumulated an expansive knowledge of bankruptcy law and effective solutions... (more)

CONTACT

800-773-6441

3601 W. Commercial Blvd, Fort Lauderdale, FL 33309

Michael K. Bregman

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Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

FREE CONSULTATION

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800-899-9240

1896 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Tania Ochoa

✓ VERIFIED

Bankruptcy & Debt

Proudly taking General Bankruptcy Matters, Chapter 7 Bankruptcy, and Chapter 13 Bankruptcy cases from West Palm Beach Florida.

CONTACT

561-355-5177

2001 Palm Beach Lakes Blvd, West Palm Beach, FL 33409

Michael W. Ullman

Litigation, Corporate, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

7700 W. Camino Real, Boca Raton, FL 33433

Lisa Daniels

Foreclosure, Bankruptcy, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

2000 Glades Road, Boca Raton, FL 33431

800-923-0641

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800-943-8690

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT FILE

See credit report.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Lake Harbor Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Mark R. Osherow

David Philip Slater

Toni B. Ross

Jason Ari Smith

Todd David Muhlstock

Michael H Johnson

Michael K. Bregman

Tania Ochoa

Michael W. Ullman

Lisa Daniels

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

ABUSE

CREDIT FILE

BANKRUPTCY TRUSTEE

PRESUMED ABUSE

NO-FAULT INSURANCE

TRADE NAME

SECURED DEBT

GRACE PERIOD

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