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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Timothy Forman

Accident & Injury, Bankruptcy & Debt

Status: Licensed: 42 Years

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419 Pulaski Street, Lincoln, IL 62656

Michael Patrick McIlmail

Wills, Trusts, DUI-DWI, Consumer Bankruptcy, Mass Torts

Status: Licensed: 11 Years

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Joseph Brian Taylor

Divorce & Family Law, Criminal, Collection, Employee Rights

Status: Licensed: 57 Years

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Jay Barr

Family Law, Divorce, Collection, Bankruptcy

Status: Licensed: 21 Years

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1301 E Mound Rd, Decatur, IL 62526

Eugene Goldfarb

Government, Environmental Law Other, Environmental Law, Collection, Collection

Status: Licensed: 45 Years

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1301 E Mound Rd, Decatur, IL 62526

Yang Li

Commercial Real Estate, Contract, Lawsuit & Dispute, Bankruptcy

Status: Licensed: 49 Years

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1301 E. Mound Road, Decatur, IL 62526

Julie Barr

Collection, Divorce, Bankruptcy, Family Law

Status: Licensed: 36 Years

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1301 E. Mound Road, Decatur, IL 62526

Veronica Adams Coulter

Bankruptcy

Status: Licensed: 15 Years

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438 Tyrone Dr, Forsyth, IL 62535

David Ratowitz

Commercial Real Estate, Real Estate, Transactions, Bankruptcy & Debt

Status:

CONTACT

207 Vernon Dr, Hopedale, IL 61747

Richard W. Hopp

Divorce, DUI-DWI, Civil Rights, Collection

Status: Licensed: 54 Years

CONTACT

1301 E Mound Rd, Decatur, IL 62526

800-814-6700

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Beason Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Timothy Forman

Michael Patrick McIlmail

Joseph Brian Taylor

Jay Barr

Eugene Goldfarb

Yang Li

Julie Barr

Veronica Adams Coulter

David Ratowitz

Richard W. Hopp

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LEGAL TERMS

COLLECTION AGENCY

CHAPTER 7 BANKRUPTCY

SECRET WARRANTY PROGRAM

INFRINGEMENT (OF TRADEMARK)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

MEETING OF CREDITORS

LIMITED LIABILITY

WORKOUT

BANKRUPTCY TRUSTEE

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