Carpentersville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Colleen Thomas

Divorce & Family Law, Bankruptcy, Child Custody, Child Support, Adoption

Thomas Law Office is a family law practice that handles divorce and bankruptcy cases, as well as child custody, child support, adoptions and more. For... (more)

CONTACT

847-426-7990

30 N. Western Avenue, Carpentersville, IL 60110

Sarah J. Holbrook

Bankruptcy, Foreclosure

Status:

CONTACT

2413 W. Algonquin Rd., Algonquin, IL 60102

Sheila Diane Aiken

Consumer Bankruptcy, Bankruptcy

Status: Licensed: 19 Years

CONTACT

2413 W. Road, Algonquin, IL 60102

Michele Aiken

Bankruptcy, Employee Rights, Employee Rights

Status: Licensed: 18 Years

CONTACT

2413 W Algonquin Rd, Barrington, IL 60102

Sheila Aiken

Bankruptcy, Employment, Income Tax, Bankruptcy

Status: Licensed: 19 Years

CONTACT

2413 W. Road, Algonquin, IL 60102

Ronald Roeser

Bankruptcy, Corporate, Corporate, Government Contract, Civil Rights

Status: Licensed: 51 Years

CONTACT

920 Davis Rd, Elgin, IL 60123

Carl Lloyd Ganibi Santos

Collection, Landlord-Tenant, Civil Rights, Business, Business & Trade

Status: Licensed: 23 Years

CONTACT

2500 Westfield Dr, Elgin, IL 60124

Mary E. Gardner

Civil Rights, Transactions, Collection, Bankruptcy

Status: Licensed: 40 Years

CONTACT

106 Thorobred Ln, Dundee, IL 60118

Peter Vucha

Bankruptcy, Contract, Contract, Collection, Civil Rights

Status: Licensed: 50 Years

CONTACT

920 Davis Rd, Elgin, IL 60123

Anne Bartos Miller

Bankruptcy, Estate, Real Estate, Mediation

Status: Licensed: 26 Years

CONTACT

1301 Pyott Rd., Lake in the Hills, IL 60156

800-814-6700

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

Carpentersville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Colleen Thomas

Sarah J. Holbrook

Sheila Diane Aiken

Michele Aiken

Sheila Aiken

Ronald Roeser

Carl Lloyd Ganibi Santos

Mary E. Gardner

Peter Vucha

Anne Bartos Miller

TIPS

LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

UNDUE HARDSHIP

GARNISHMENT

DEFINED CONTRIBUTION PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

DEBIT CARD

SETOFF

COLLATERAL

CREDITOR

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