Carrier Mills Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jay Howd

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt

Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

FREE CONSULTATION

CONTACT

618-993-1300

206 W Deyoung St, Marion, IL 62959

Dale Aschemann

Lawsuit & Dispute, Civil Rights, Business, Accident & Injury, Bankruptcy

Status: Licensed: 26 Years

CONTACT

300 N Monroe St, Marion, IL 62959

Daniel Lim

General Practice

Status: Licensed: 23 Years

CONTACT

Vienna, IL 62995

Daniel Lim

General Practice

Status: Licensed: 23 Years

CONTACT

Vienna, IL 62995

Frances E Salimi

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 29 Years

CONTACT

400 W Jackson St, Marion, IL 62959

Kristin M. Kyle

General Practice

Status: Licensed: 9 Years

CONTACT

Harrisburg, IL 62946

Larry Edward Lauterjung

Child Custody, Criminal, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

1702B West Main Street, Marion, IL 62959

Lyndon G. Willms

Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

206 W. Deyoung St, Marion, IL 62959

Paul L. Myers

Social Security, Elder Law, Securities, Collection

Status: Licensed: 47 Years

CONTACT

1 S Main St, Harrisburg, IL 62946

Tambra Cain

Collection, Transactions, Commercial Real Estate, Commercial Real Estate

Status: Licensed: 23 Years

CONTACT

Vienna, IL 62995

800-814-6700

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CREDIT FILE

See credit report.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Carrier Mills Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Jay Howd

Dale Aschemann

Daniel Lim

Daniel Lim

Frances E Salimi

Kristin M. Kyle

Larry Edward Lauterjung

Lyndon G. Willms

Paul L. Myers

Tambra Cain

TIPS

LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

FORBEARANCE

DISCHARGE (OF DEBTS)

FDCPA

LIQUIDATING PARTNER

LIABILITY

PREFERENCE

CREDIT FILE

AUTOMATIC STAY

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