Chandlerville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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H. Allen Yow

Alimony & Spousal Support, Child Support, Adoption, Collection

Status:

CONTACT

232 West State Street, Jacksonville, IL 62650

Brian Jay Dees

Alimony & Spousal Support, Adoption, Administrative Law, Bankruptcy

Status:

CONTACT

1035 South Second Street, Springfield, IL 62704

Fredric Benson

Administrative Law, Bankruptcy, Business Organization, Contract

Status:

CONTACT

1307 South 7th Street, Springfield, IL 62703

Timothy Jacob Wessel

DUI-DWI, Civil Rights, Banking & Finance, Collection

Status: Licensed: 16 Years

CONTACT

114 East Seconf Street, Beardstown, IL 62618

Amy L. Jackson

Criminal, Administrative Law, Collection, Animal Bite

Status: Licensed: 33 Years

CONTACT

232 W State St, Jacksonville, IL 62651

Jeffrey L. Soltermann

Adoption, Collection, Consumer Bankruptcy, Bankruptcy Litigation

Status: Licensed: 31 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Thomas L. Veith

Construction Contracts, Consumer Protection, Commercial Banks, Collection, Alimony & Spousal Support

Status: Licensed: 36 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Ramon Escapa

Tax, Divorce & Family Law, Bankruptcy, Estate Planning

Status: Licensed: 17 Years

CONTACT

102 South Libertry St, Rushville, IL 62681

Eddie Carpenter

Federal Appellate Practice, Civil Rights, Transactions, Collection

Status:

CONTACT

305 W State St, Jacksonville, IL 62651

Ted G. Collins

Estate Planning, Civil Rights, Collection, Personal Injury, Divorce & Family Law

Status: Licensed: 49 Years

CONTACT

177 W Lincoln Ave, Lewistown, IL 61542

800-814-6700

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

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Chandlerville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

H. Allen Yow

Brian Jay Dees

Fredric Benson

Timothy Jacob Wessel

Amy L. Jackson

Jeffrey L. Soltermann

Thomas L. Veith

Ramon Escapa

Eddie Carpenter

Ted G. Collins

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

UNDUE HARDSHIP

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DISCHARGE (OF DEBTS)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CREDIT REPORT

LOSS DAMAGE WAIVER (LDW)

SOLE PROPRIETORSHIP

S CORPORATION

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