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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Kevin Eric Buick

Criminal, Civil Rights, Business & Trade, Collection

Status: Licensed: 35 Years

CONTACT

2040 Aberdeen Ct, Sycamore, IL 60178

Diane E. Elliott

Adoption, Divorce & Family Law, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 20 Years

CONTACT

929 N Ninth St, Dekalb, IL 60115

Tom Curtiss Townsend

Collection, Personal Injury, Estate Planning, Landlord-Tenant

Status: Licensed: 22 Years

CONTACT

2179 Sycamore Road, Dekalb, IL 60115

Lll Tom Townsend

Bankruptcy, Collection, Estate Planning, Landlord-Tenant

Status: Licensed: 22 Years

CONTACT

2179 Sycamore Road, Dekalb, IL 60115

Riley Oncken

DUI-DWI, Civil Rights, Collection, Personal Injury

Status: Licensed: 21 Years

CONTACT

212 S Main St, Sycamore, IL 60178

Jeffrey Major Krasner

Estate Planning, DUI-DWI, Business, Bankruptcy

Status: Licensed: 48 Years

CONTACT

407 W. State Street, Sycamore, IL 60178

John Robert Corneille

Collection, Personal Injury, Employee Rights, Civil Rights

Status: Licensed: 41 Years

CONTACT

151 W Lincoln Hwy, Dekalb, IL 60115

Mary Frances Petruchius

Divorce, DUI-DWI, Bankruptcy, Personal Injury

Status: Licensed: 34 Years

CONTACT

313 E State St, Sycamore, IL 60178

Mary Petruchius

Divorce, DUI-DWI, Bankruptcy, Personal Injury

Status: Licensed: 34 Years

CONTACT

313 E State St, Sycamore, IL 60178

Jacqueline Montville

Bankruptcy, Workers' Compensation, Personal Injury, Real Estate

Status: Licensed: 40 Years

CONTACT

515 Kendall Ln, Dekalb, IL 60115

800-814-6700

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

Clare Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Kevin Eric Buick

Diane E. Elliott

Tom Curtiss Townsend

Lll Tom Townsend

Riley Oncken

Jeffrey Major Krasner

John Robert Corneille

Mary Frances Petruchius

Mary Petruchius

Jacqueline Montville

TIPS

LEGAL TERMS

ABUSE

REPOSSESSION

CURRENT MONTHLY INCOME

DISCHARGEABLE DEBTS

FORBEARANCE

INTEREST

GUARANTEED RESERVATION

FCBA

CCCS

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