Claytonville Bankruptcy & Debt Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Brian Pondenis

Bankruptcy

Status: Licensed: 19 Years

CONTACT

202 S. Broadway, Urbana, IL 61801

Cristina Marie Manuel

Landlord-Tenant, Traffic, Estate Planning, Bankruptcy, Tax

Status: Licensed: 24 Years

CONTACT

202 S Broadway Ave, Urbana, IL 61803

Brian Sides

Bankruptcy & Debt, Estate Planning, Elder Law, Estate Planning

Status: Licensed: 23 Years

CONTACT

Urbana, IL 61803

Brett Kepley

Workers' Compensation, Insurance, Bankruptcy, Personal Injury

Status:

CONTACT

302 N First St, Champaign, IL 61820

Joseph Chamley

Municipal, Estate Planning, Banking & Finance, Bankruptcy

Status: Licensed: 31 Years

CONTACT

44 Main St, Champaign, IL 61820

Andrew Hatch

Divorce, DUI-DWI, Civil Rights, Collection

Status: Licensed: 24 Years

CONTACT

100 N Chestnut St, Champaign, IL 61820

Mary Ann Midden

Student Rights, Commercial Banks, Credit & Debt, Collection, Divorce

Status: Licensed: 46 Years

CONTACT

1401 W Green St, Urbana, IL 61801

Guy Charles Hall

Tax, Health Care Other, Municipal, Collection, Real Estate

Status: Licensed: 42 Years

CONTACT

301 N Neil St, Champaign, IL 61820

Mark Andrew Laws

Juvenile Law, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 16 Years

CONTACT

350 E. Court Street, Kankakee, IL 60901

David M. Ucherek

Credit & Debt, Bankruptcy, Consumer Bankruptcy

Status: Licensed: 30 Years

CONTACT

103 N Race St, Urbana, IL 61801

800-814-6700

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CCCS

See Consumer Credit Counseling Service.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Claytonville Bankruptcy & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian Pondenis

Cristina Marie Manuel

Brian Sides

Brett Kepley

Joseph Chamley

Andrew Hatch

Mary Ann Midden

Guy Charles Hall

Mark Andrew Laws

David M. Ucherek

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

CCCS

CREDIT REPORT

TRADE DRESS

WORKOUT

REPOSSESSION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

AUTOMATIC STAY

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