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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Brian Charles Lawlyes

Bankruptcy, DUI-DWI, Traffic, Personal Injury

Status: Licensed: 30 Years

CONTACT

15 North Vermilion Street, Danville, IL 61832

Curtis Allan Anderson

Real Estate, Trusts, Bankruptcy, Medical Malpractice, Civil & Human Rights

Status: Licensed: 46 Years

CONTACT

7 E Harrison St, Danville, IL 61832

Douglas Lawlyes

Accident & Injury, Bankruptcy & Debt, Criminal, Traffic, Medical Malpractice

Status: Licensed: 23 Years

CONTACT

408 North Vermilion Street, Danville, IL 61832

Edwin C. Barney

Litigation, Divorce, Civil Rights, Collection, Transactions

Status: Licensed: 26 Years

CONTACT

208 W North St, Danville, IL 61832

Eve Allison Ludwig

Collection, Bankruptcy, Estate Planning

Status: Licensed: 20 Years

CONTACT

7 E. Harrison, Danville, IL 61832

Gerald D Fines

Employment, Admiralty & Maritime, Commercial Bankruptcy

Status: Licensed: 53 Years

CONTACT

U.S. Bankruptcy Court, Danville, IL 61834

Jared Lee Trigg

Commercial Real Estate, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 13 Years

CONTACT

220 N Vermilion St, Danville, IL 61832

Kevin Robert Schneider

Divorce & Family Law, Bankruptcy, Civil Rights, Federal Appellate Practice

Status: Licensed: 12 Years

CONTACT

7 North Vermilion, Danville, IL 61832

Michael Merlie

Bankruptcy

Status: Licensed: 52 Years

CONTACT

114 N. Walnut Street, Danville, IL 61832

Nicolas Jon Boileau

Litigation, Criminal, Bankruptcy Litigation

Status: Licensed: 17 Years

CONTACT

220 N Vermilion St, Danville, IL 61832

800-814-6700

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Collison Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian Charles Lawlyes

Curtis Allan Anderson

Douglas Lawlyes

Edwin C. Barney

Eve Allison Ludwig

Gerald D Fines

Jared Lee Trigg

Kevin Robert Schneider

Michael Merlie

Nicolas Jon Boileau

TIPS

LEGAL TERMS

CREDIT REPORT

LIQUIDATING PARTNER

GENERAL PARTNER

CHAPTER 13 PLAN

GARNISHMENT

ACCORD AND SATISFACTION

CREDIT COUNSELING

GRACE PERIOD

LIMITED LIABILITY

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