Dewey Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

Darren Taylor

Litigation, Corporate, Banking & Finance, Collection

Status:

CONTACT

201 west springfield ave, Champaign, IL 61820

David George Giffin

Family Law, Elder Law, Traffic, Juvenile Law, Collection

Status: Licensed: 7 Years

CONTACT

108 East Anthony Drive, Urbana, IL 61802

David M. Ucherek

Credit & Debt, Bankruptcy, Consumer Bankruptcy

Status: Licensed: 30 Years

CONTACT

103 N Race St, Urbana, IL 61801

Emily Vock

General Practice

Status: Licensed: 12 Years

CONTACT

324 Illini Union Ave, Urbana, IL 61801

Guy Charles Hall

Tax, Health Care Other, Municipal, Collection, Real Estate

Status: Licensed: 42 Years

CONTACT

301 N Neil St, Champaign, IL 61820

James Richard Ping

Real Estate, Estate, Divorce & Family Law, Bankruptcy & Debt, Traffic

Status: Licensed: 25 Years

CONTACT

108 East Anthony Drive, Urbana, IL 61802

Jason Bartell

Bankruptcy & Debt, Commercial Bankruptcy, Business, Merger & Acquisition

Status: Licensed: 28 Years

CONTACT

10 East Main Street, Champaign, IL 61820

John F. Bramfeld

Federal Appellate Practice, Estate Planning, Collection, Bankruptcy

Status: Licensed: 48 Years

CONTACT

915 W. Springfield, Champaign, IL 61821

Joseph Chamley

Municipal, Estate Planning, Banking & Finance, Bankruptcy

Status: Licensed: 31 Years

CONTACT

44 Main St, Champaign, IL 61820

Kevin Markes

Workers' Compensation, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 16 Years

CONTACT

108 W University Avenue, Urbana, IL 61801

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

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Dewey Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Darren Taylor

David George Giffin

David M. Ucherek

Emily Vock

Guy Charles Hall

James Richard Ping

Jason Bartell

John F. Bramfeld

Joseph Chamley

Kevin Markes

TIPS

LEGAL TERMS

UNDUE HARDSHIP

DEBIT CARD

CURRENT MONTHLY INCOME

FAIR LABOR STANDARDS ACT (FLSA)

GENERAL PARTNER

TOXIC TORT

CREDIT REPORT

WORKOUT

TRUTH IN LENDING ACT (TILA)

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