East Galesburg Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Pamela S. Wilcox

Consumer Bankruptcy, Bankruptcy

Status: Licensed: 36 Years

CONTACT

117 E Main St, Galesburg, IL 61401

Cyril Butts

Bankruptcy

Status: Licensed: 46 Years

CONTACT

119 S Cherry St, Galesburg, IL 61401

Christopher Kanthak

Government, Criminal, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 45 Years

CONTACT

161 S. Cherry, Galesburg, IL 61401

Douglas Robert Lindstrom

Bankruptcy, Banking & Finance, Litigation, Commercial Real Estate

Status: Licensed: 50 Years

CONTACT

5 East Simmons Street, Galesburg, IL 61401

Patrick Egan

Lawsuit & Dispute, Government, Estate, Divorce & Family Law, Bankruptcy

Status: Licensed: 14 Years

CONTACT

2101 Windish Drive, Galesburg, IL 61401

John Michael Hanlon

Divorce & Family Law, Bankruptcy, Civil Rights, Estate Planning

Status: Licensed: 49 Years

CONTACT

318 Hill Arcade Bldg., Galesburg, IL 61401

Douglas Dee Mustain

Lawsuit & Dispute, Government, Divorce & Family Law, Business, Bankruptcy

Status: Licensed: 51 Years

CONTACT

1865 N. Henderson St., Galesburg, IL 61401

800-814-6700

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDIT FILE

See credit report.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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East Galesburg Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Pamela S. Wilcox

Cyril Butts

Christopher Kanthak

Douglas Robert Lindstrom

Patrick Egan

John Michael Hanlon

Douglas Dee Mustain

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

CREDIT COUNSELING

CREDIT FILE

SOLE PROPRIETORSHIP

DEBT COLLECTOR

DISCHARGE (OF DEBTS)

CREDIT BUREAU

FRAUDULENT TRANSFER

CREDIT INSURANCE

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