Evanston Bankruptcy & Debt Lawyer, Illinois

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John Lynch
About | Practice Areas
Lynch Law, LLC
300 E 5th Ave Suite 360 Naperville, IL 60563» view map
Bankruptcy & Debt Law
A Family Approach To Law

Legal matters should only be dealt with by people you trust. Who can you rely on more than people who treat you like family? Trust us to help you today.

800-952-9511
1. John Lynch Naperville, IL
  Attorney at Law- IL, 1998
  Shepard Broad Law Center, J.D. 1998
2. AboutLynch Law, LLC
  A Family Approach To Law
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Abraham Gutnicki

Commercial Real Estate, Merger & Acquisition, Transactions, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

4711 Golf Road, Skokie, IL 60076

Adriana C. Cross

Divorce & Family Law, Child Custody, Guardianships & Conservatorships, Bankruptcy & Debt, Immigration

Status: Licensed: 9 Years

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5240 North Sheridan, Chicago, IL 60640

Amy Taylor Adler

Collection, Personal Injury, Civil Rights, Adoption

Status: Licensed: 45 Years

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5800 W Touhy Ave, Niles, IL 60714

Arkadiusz Dobradin

Divorce, Securities Fraud , Collection, Bankruptcy

Status: Licensed: 13 Years

CONTACT

8707 Skokie, Skokie, IL 60077

Audra Appleton Kemp

Lawsuit & Dispute, Intellectual Property, Business, Bankruptcy

Status: Licensed: 28 Years

CONTACT

1776 Ash St, Winnetka, IL 60093

Ayesha I. Sheikh

Bankruptcy & Debt, Divorce & Family Law, Estate, Lawsuit & Dispute, Real Estate

Status: Licensed: 19 Years

CONTACT

6020 W Higgins Ave, Chicago, IL 60630

Ayesha Sheikh

Family Law, Litigation, Estate, Bankruptcy & Debt, Real Estate

Status: Licensed: 20 Years

CONTACT

6520 N. Kilbourn, Lincolnwood, IL 60712

Barbara Decoster

Estate, Transactions, Collection, Products Liability

Status: Licensed: 48 Years

CONTACT

1620 Cleveland Street, Evanston, IL 60202

Barbara Snider

Estate Planning, Business, Landlord-Tenant, Credit & Debt, Household Mold

Status: Licensed: 45 Years

CONTACT

527 Meadow Dr W, Wilmette, IL 60091

Ben Leo Schneider

Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status:

CONTACT

8424 Blvd, Skokie, IL 60077

800-814-6700

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FDCPA

See Fair Debt Collections & Practices Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Evanston Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

Lynch Law, LLC

SPONSORED LAWYERS

Abraham Gutnicki

Adriana C. Cross

Amy Taylor Adler

Arkadiusz Dobradin

Audra Appleton Kemp

Ayesha I. Sheikh

Ayesha Sheikh

Barbara Decoster

Barbara Snider

Ben Leo Schneider

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

MEANS TEST

DEBIT CARD

TRUTH IN LENDING ACT (TILA)

FORBEARANCE

SOLE PROPRIETORSHIP

FDCPA

UNSECURED DEBT

MEETING OF CREDITORS

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