Forest Park Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Matthew J Ryan

Bankruptcy, Criminal, Estate Planning, Family Law

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FREE CONSULTATION

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3101 N Rose Street, Franklin Park, IL 60131

Austin Zimmer

Real Estate, Bankruptcy & Debt, Family Law, Personal Injury

Status: Licensed: 19 Years

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918 Lathrop Ave, Forest Park, IL 60130

Anna Stanley Kahriman

Commercial Real Estate, Criminal, Transactions, Bankruptcy

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711 South Blvd, Oak Park, IL 60302

Ashley L. Pipal

Immigration, Government, Divorce, Bankruptcy

Status: Licensed: 12 Years

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7100 16Th St, Berwyn, IL 60402

Barbara Bidell Watkins

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Licensed: 43 Years

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332 Home Ave., Oak Park, IL 60302

Barry Boykin

Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 42 Years

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118 N Central Ave, Chicago, IL 60644

Brett A. Kaufman

Bankruptcy & Debt, Bankruptcy, Accident & Injury, Personal Injury, Workers' Compensation

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FREE CONSULTATION

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4415 West Harrison St, Hillside, IL 60162

Bruce Eugene De'medici

Lawsuit & Dispute, Corporate, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 43 Years

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834 Forest Avenue, Oak Park, IL 60302

Charles E. Covey

Bankruptcy, Bankruptcy & Debt, Federal Appellate Practice, Federal Appellate Practice

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10560 W Cermak, Westchester, IL 60154

Cheryl Anne Considine

Bankruptcy

Status: Licensed: 29 Years

CONTACT

209 Keystone Ave, River Forest, IL 60305

800-814-6700

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Forest Park Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Matthew J Ryan

Austin Zimmer

Anna Stanley Kahriman

Ashley L. Pipal

Barbara Bidell Watkins

Barry Boykin

Brett A. Kaufman

Bruce Eugene De'medici

Charles E. Covey

Cheryl Anne Considine

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LEGAL TERMS

FAIR LABOR STANDARDS ACT (FLSA)

COLLECTION AGENCY

IRS EXPENSES

DISCHARGE (OF DEBTS)

DEFINED CONTRIBUTION PLAN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

PRESUMED ABUSE

SOLE PROPRIETORSHIP

AUTOMATIC STAY

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