Freeman Spur Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jay Howd

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt

Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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618-993-1300

206 W Deyoung St, Marion, IL 62959

Angela Kochan

Business & Trade, Civil Rights, Collection, Estate Planning, Business

Status: Licensed: 27 Years

CONTACT

121 West Cherry Street, Herrin, IL 62948

David Louis Bartelsmeyer

Federal Appellate Practice, Estate Planning, Estate, Collection

Status: Licensed: 33 Years

CONTACT

Energy, IL 62933

Danny E. Cavaness

General Practice

Status: Licensed: 36 Years

CONTACT

1112 Whippoorwill Rd, Carterville, IL 62918

Dan Cavaness

General Practice

Status: Licensed: 36 Years

CONTACT

1112 Whippoorwill Rd, Carterville, IL 62918

Charles R. Garnati

General Practice

Status:

CONTACT

500 California, Carterville, IL 62918

Lyndon G. Willms

Bankruptcy & Debt

Status: Licensed: 17 Years

CONTACT

206 W. Deyoung St, Marion, IL 62959

Larry Edward Lauterjung

Child Custody, Criminal, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

1702B West Main Street, Marion, IL 62959

Frances E Salimi

Estate Planning, Family Law, Civil Rights, Bankruptcy

Status: Licensed: 29 Years

CONTACT

400 W Jackson St, Marion, IL 62959

Dale Aschemann

Lawsuit & Dispute, Civil Rights, Business, Accident & Injury, Bankruptcy

Status: Licensed: 26 Years

CONTACT

300 N Monroe St, Marion, IL 62959

800-814-6700

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CCCS

See Consumer Credit Counseling Service.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Freeman Spur Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Jay Howd

Angela Kochan

David Louis Bartelsmeyer

Danny E. Cavaness

Dan Cavaness

Charles R. Garnati

Lyndon G. Willms

Larry Edward Lauterjung

Frances E Salimi

Dale Aschemann

TIPS

LEGAL TERMS

TRADE NAME

ADMINISTRATIVE EXPENSES

NONEXEMPT PROPERTY

CCCS

GUARANTEED RESERVATION

ACCORD AND SATISFACTION

LIMITED PARTNERSHIP

ABUSE

CHAPTER 13 PLAN

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