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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Scott N. Sliwinski

Child Support, Corporate, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

One Dearborn Square, Kankakee, IL 60901

Kenneth A. Leshen

Adoption, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

CONTACT

One Dearborn Square, Kankakee, IL 60901

Ronald D. Cummings

Real Estate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

121 Springfield Avenue, Joliet, IL 60435

C. David Ward

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

2756 Route 34, Oswego, IL 60543

Steve Beck

Bankruptcy, Divorce

Status: In Good Standing

FREE CONSULTATION

CONTACT

19250 Everett Lane, Mokena, IL 60448

Russelle L. Holsinger

Litigation, Securities Fraud , Business & Trade, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

Coal City, IL 60416

Brian David Johnson

Social Security, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

1802 N Division St, Morris, IL 60450

Steven Plato Troy

Civil & Human Rights, Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

Channahon, IL 60410

Steven Troy

Collection

Status: In Good Standing Licensed: 47 Years

CONTACT

Channahon, IL 60410

Marshall Roy Dusenbury

Divorce, DUI-DWI, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

111 South Schuyler Avenue, Kankakee, IL 60901

800-923-0641

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FCBA

See Fair Credit Billing Act.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Gardner Bankruptcy & Debt Lawyer, Illinois

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PMJ PLLC

SPONSORED LAWYERS

Scott N. Sliwinski

Kenneth A. Leshen

Ronald D. Cummings

C. David Ward

Steve Beck

Russelle L. Holsinger

Brian David Johnson

Steven Plato Troy

Steven Troy

Marshall Roy Dusenbury

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LEGAL TERMS

DOING BUSINESS AS (DBA)

SUBROGATION

CREDITOR

TRADE NAME

FCBA

NONDISCHARGEABLE DEBTS

UNDUE HARDSHIP

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NO-FAULT INSURANCE

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