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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Lincoln T. Scott

Wills & Probate, Estate Planning, Family Law, Bankruptcy

Status:

FREE CONSULTATION

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3610 25Th Street, Moline, IL 61265

Scott M. Smith

Agriculture, Corporate, Business Organization, Collection

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CONTACT

124 West Exchange Street, Cambridge, IL 61238

Abigail Christine Linn Waeyaert

Real Estate, Lawsuit & Dispute, Estate, Credit & Debt, Medical Malpractice

Status: Licensed: 15 Years

CONTACT

506 - 15Th St., Moline, IL 61265

Brent Edward Haydon

Health Care Other, Bankruptcy

Status: Licensed: 17 Years

CONTACT

5320 22Nd Avenue, Moline, IL 61265

Clinton A. Block

Real Estate, Estate, Business, Bankruptcy

Status: Licensed: 24 Years

CONTACT

117 S Chestnut St, Kewanee, IL 61443

David Wayne Meier

Bankruptcy, Corporate, Litigation

Status: Licensed: 48 Years

CONTACT

One John Deere Pl, Moline, IL 61265

Dennis A. Vanderginst

Immigration, Divorce & Family Law, Bankruptcy, Personal Injury, Accident & Injury

Status:

CONTACT

4950 38Th Ave., Moline, IL 61265

Heather Lynne Carlson

Mediation, Workers' Compensation, Contract, Collection, Wrongful Death

Status:

CONTACT

1262 N 1700Th Avenue, Orion, IL 61273

Jamie Netznik

Bankruptcy

Status: Licensed: 60 Years

CONTACT

117 S. Chestnut St, Kewanee, IL 61443

Lincoln T. Scott

Estate Planning, Estate, Transactions, Bankruptcy

Status: Licensed: 25 Years

CONTACT

844 15th Avenue, East Moline, IL 61244

800-814-6700

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

COLLATERAL

Property that guarantees payment of a secured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Geneseo Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Lincoln T. Scott

Scott M. Smith

Abigail Christine Linn Waeyaert

Brent Edward Haydon

Clinton A. Block

David Wayne Meier

Dennis A. Vanderginst

Heather Lynne Carlson

Jamie Netznik

Lincoln T. Scott

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SECURED DEBT

COLLECTION AGENCY

COLLATERAL

CHAPTER 7 BANKRUPTCY

ACCORD AND SATISFACTION

GUARANTEED RESERVATION

SETOFF

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