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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Ronald Edward Fuhr

Litigation, Banking & Finance, Collection, Bankruptcy

Status: Licensed: 41 Years

CONTACT

307 North 3Rd Street, Effingham, IL 62401

Tracy Berberich

Collection, Transactions, Municipal

Status: Licensed: 22 Years

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122 East Washington Avenue, Effingham, IL 62401

John Edgar Longwell

Real Estate, Bankruptcy, Family Law

Status: Licensed: 40 Years

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1000 Northwood Drive, Effingham, IL 62401

Ernest Waite

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy, Traffic

Status: Licensed: 25 Years

CONTACT

1500 Broadway Ave, Mattoon, IL 61938

David Charles Nelson

Divorce & Family Law, Criminal, Business & Trade, Bankruptcy

Status: Licensed: 53 Years

CONTACT

1500 Broadway Avenue, Mattoon, IL 61938

Roy Dent

Tax, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

622 Jackson Ave, Charleston, IL 61920

Edward Willard Brankey

Bankruptcy, Immigration, Personal Injury, Workers' Compensation

Status: Licensed: 47 Years

CONTACT

622 Jackson Ave, Charleston, IL 61920

Kenneth Redman Gano

Patent, Estate, Family Law, Divorce, Bankruptcy

Status:

CONTACT

303 6Th Street, Charleston, IL 61920

William D Mcgrath

Divorce & Family Law, Criminal, Bankruptcy, Civil Rights

Status: Licensed: 44 Years

CONTACT

421 N. 19th Street, Mattoon, IL 61938

Judy Baker

Collection, Estate, Bankruptcy

Status: Licensed: 33 Years

CONTACT

201 North Logan Street, Mattoon, IL 61938

800-814-6700

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

FDCPA

See Fair Debt Collections & Practices Act.

FCRA

See Fair Credit Reporting Act.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COLLATERAL

Property that guarantees payment of a secured debt.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Jewett Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Ronald Edward Fuhr

Tracy Berberich

John Edgar Longwell

Ernest Waite

David Charles Nelson

Roy Dent

Edward Willard Brankey

Kenneth Redman Gano

William D Mcgrath

Judy Baker

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

FORBEARANCE

DEFINED CONTRIBUTION PLAN

FDCPA

FCRA

REDEMPTION

GUARANTEED RESERVATION

COLLATERAL

CURRENT MONTHLY INCOME

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