Kampsville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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H. Allen Yow

Alimony & Spousal Support, Child Support, Adoption, Collection

Status:

CONTACT

232 West State Street, Jacksonville, IL 62650

Susan F. Grammer

Bankruptcy, Criminal, DUI-DWI, Traffic

Status:

FREE CONSULTATION

CONTACT

2 Terminal Dr., East Alton, IL 62024

David Bruce Shaw

Collection, Transactions, Wills & Probate, Estate

Status: Licensed: 44 Years

CONTACT

303 E Adams St, Pittsfield, IL 62363

T. Evan Schaeffer

Bankruptcy, Workers' Compensation, Civil Rights, Personal Injury

Status: Licensed: 35 Years

CONTACT

5512 Road, Godfrey, IL 62035

Jeffrey L. Soltermann

Adoption, Collection, Consumer Bankruptcy, Bankruptcy Litigation

Status: Licensed: 31 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Thomas L. Veith

Construction Contracts, Consumer Protection, Commercial Banks, Collection, Alimony & Spousal Support

Status: Licensed: 36 Years

CONTACT

816 W State St, Jacksonville, IL 62650

Amy L. Jackson

Criminal, Administrative Law, Collection, Animal Bite

Status: Licensed: 33 Years

CONTACT

232 W State St, Jacksonville, IL 62651

Ebony Huddleston

Tax, Bankruptcy, Business & Trade, Wills & Probate

Status: Licensed: 19 Years

CONTACT

400 Tolle Lane, Godfrey, IL 62035

Eddie Carpenter

Federal Appellate Practice, Civil Rights, Transactions, Collection

Status:

CONTACT

305 W State St, Jacksonville, IL 62651

Phillip H. Hamilton

Class Action, Business Successions, Administrative Law, Bankruptcy Litigation

Status: Licensed: 36 Years

CONTACT

1305 D'Adrian Prof Park, Godfrey, IL 62035

800-814-6700

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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Kampsville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

H. Allen Yow

Susan F. Grammer

David Bruce Shaw

T. Evan Schaeffer

Jeffrey L. Soltermann

Thomas L. Veith

Amy L. Jackson

Ebony Huddleston

Eddie Carpenter

Phillip H. Hamilton

TIPS

LEGAL TERMS

GUARANTOR

BANKRUPTCY

COLLECTION AGENCY

ADMINISTRATIVE EXPENSES

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

TOXIC TORT

UNSECURED DEBT

S CORPORATION

TRADE DRESS

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