Kenilworth Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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John Robert Stoll

Corporate, Business, Bankruptcy & Debt

Status: Licensed: 50 Years

CONTACT

354 Kenilworth Ave, Kenilworth, IL 60043

P. Randall Knowles

Civil & Human Rights, Business, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 49 Years

CONTACT

710 Cummings Ave, Kenilworth, IL 60043

Ryan Blackney

Other, Lawsuit & Dispute, Government, Bankruptcy & Debt, Federal

Status: Licensed: 53 Years

CONTACT

460 Avenue, Winnetka, IL 60093

Jeffrey Strange

Business, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 48 Years

CONTACT

717 Ridge Road, Wilmette, IL 60091

Richard Gilbaugh

Tax, Bankruptcy, International Tax

Status: Licensed: 13 Years

CONTACT

717 Ridge Rd, Wilmette, IL 60091

Rade Radjenovich

Collection, Collection, Bankruptcy

Status: Licensed: 34 Years

CONTACT

717 Ridge Road, Wilmette, IL 60091

Carmen Quinones

Family Law, Divorce, Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 36 Years

CONTACT

629 Greenbay Rd, Wilmette, IL 60091

Russell Monroe Kofoed

Identity Theft, Contract, Reorganization, Wrongful Death

Status: Licensed: 60 Years

CONTACT

807 Linden Ave, Wilmette, IL 60091

Russell M. Kofoed

Identity Theft, Contract, Reorganization, Wrongful Death

Status: Licensed: 60 Years

CONTACT

807 Linden Ave, Wilmette, IL 60091

Harvey Alan Becker

Litigation, Trusts, Corporate, Bankruptcy

Status: Licensed: 43 Years

CONTACT

2750 Reese Ave, Evanston, IL 60201

800-814-6700

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

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Kenilworth Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

John Robert Stoll

P. Randall Knowles

Ryan Blackney

Jeffrey Strange

Richard Gilbaugh

Rade Radjenovich

Carmen Quinones

Russell Monroe Kofoed

Russell M. Kofoed

Harvey Alan Becker

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LEGAL TERMS

DOING BUSINESS AS (DBA)

WINDING UP

LOSS DAMAGE WAIVER (LDW)

IRS EXPENSES

SECRET WARRANTY PROGRAM

DEBT COLLECTOR

COLLECTION AGENCY

401(K) PLAN

LIMITED LIABILITY

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