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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Betsy Shaulis

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing Licensed: 18 Years

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100 South Broad Street, Lanark, IL 61046

Louis Adam Nack

Elder Law, Banking & Finance, Collection, Personal Injury, Insurance

Status: In Good Standing

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151 N Main St, Elizabeth, IL 61028

Ronald Joseph Leinen

Bankruptcy, International Tax, Litigation

Status: In Good Standing Licensed: 44 Years

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122 1/2 N Main St, Galena, IL 61036

James Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

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106 N Main St, Galena, IL 61036

James Joseph Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

CONTACT

106 N Main St, Galena, IL 61036

Joseph Edward Nack

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

CONTACT

106 N Main St, Galena, IL 61036

Joseph Nack

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

CONTACT

106 N Main St, Galena, IL 61036

Louis Nack

Elder Law, Banking & Finance, Collection, Personal Injury

Status: In Good Standing

CONTACT

106 North Main Street, Galena, IL 61036

Ronald Leinen

Bankruptcy, Consumer Rights, International Tax, Litigation, Civil Rights

Status: In Good Standing Licensed: 44 Years

CONTACT

11406 Us Rte 20 W, Galena, IL 61036

Constance Augsburger

Civil Rights, Collection, Estate Planning, Federal Appellate Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

301 E Brayton Rd, Mount Morris, IL 61054

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

COLLATERAL

Property that guarantees payment of a secured debt.

CCCS

See Consumer Credit Counseling Service.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

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Kent Bankruptcy & Debt Lawyer, Illinois

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PMJ PLLC

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Betsy Shaulis

Louis Adam Nack

Ronald Joseph Leinen

James Nack

James Joseph Nack

Joseph Edward Nack

Joseph Nack

Louis Nack

Ronald Leinen

Constance Augsburger

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

FRATERNAL BENEFIT SOCIETY BENEFITS

NONDISCHARGEABLE DEBTS

COSIGNER

TOXIC TORT

MEANS TEST

COLLATERAL

CCCS

TRADE DRESS

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