La Grange Park Bankruptcy & Debt Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Russell Custer

Bankruptcy & Debt, Collection, Litigation

Status: Licensed: 50 Years

CONTACT

1900 Spring Rd, Oak Brook, IL 60523

Masaru Takiguchi

Estate Planning, Transactions, Corporate, Bankruptcy, Land Use & Zoning

Status: Licensed: 40 Years

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1415 W 22Nd St, Oak Brook, IL 60523

Gary Paul Mcfarling

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status:

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1701 S 1St Ave, Maywood, IL 60153

Craig Smith

Commercial Real Estate, Litigation, Civil Rights, Collection

Status: Licensed: 29 Years

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1011 Lake St, Oak Park, IL 60301

Anna Chansomphou David

Commercial Real Estate, Civil Rights, Collection, Bankruptcy

Status: Licensed: 20 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Rhonda Peek

Commercial Real Estate, Landlord-Tenant, Transactions, Bankruptcy

Status: Licensed: 28 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

James Riegel

Commercial Real Estate, Transactions, Bankruptcy

Status: Licensed: 29 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Joseph Circelli

Commercial Real Estate, Transactions, Bankruptcy

Status: Licensed: 32 Years

CONTACT

15W030 N Frontage Rd, Willowbrook, IL 60527

Mariclare O'connor

Commercial Real Estate, Transactions, Bankruptcy

Status: Licensed: 37 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

Gregory Moody

Commercial Real Estate, Real Estate, Transactions, Bankruptcy

Status: Licensed: 35 Years

CONTACT

15W030 North Frontage Road, Willowbrook, IL 60527

800-814-6700

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

La Grange Park Bankruptcy & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Russell Custer

Masaru Takiguchi

Gary Paul Mcfarling

Craig Smith

Anna Chansomphou David

Rhonda Peek

James Riegel

Joseph Circelli

Mariclare O'connor

Gregory Moody

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

UNSECURED DEBT

TOXIC TORT

DEBT COLLECTOR

SETOFF

CREDIT COUNSELING

REDEMPTION

COLLECTION AGENCY

ABUSE

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