Lawndale Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael Patrick McIlmail

Wills, Trusts, DUI-DWI, Consumer Bankruptcy, Mass Torts

Status: Licensed: 11 Years

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1857 Tiffany Avenue, Lincoln, IL 62656

Timothy Forman

Accident & Injury, Bankruptcy & Debt

Status: Licensed: 42 Years

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419 Pulaski Street, Lincoln, IL 62656

David Ratowitz

Commercial Real Estate, Real Estate, Transactions, Bankruptcy & Debt

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207 Vernon Dr, Hopedale, IL 61747

Joseph Brian Taylor

Divorce & Family Law, Criminal, Collection, Employee Rights

Status: Licensed: 57 Years

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216 S. Center Street, Clinton, IL 61727

Michelle Noreen Schneiderheinze-Connell

Divorce & Family Law, Bankruptcy, Personal Injury, Divorce, Family Law

Status: Licensed: 25 Years

CONTACT

2011 Fox Creek Road, Bloomington, IL 61701

Kavita Uppal

Divorce, Criminal, Civil Rights, Collection

Status: Licensed: 29 Years

CONTACT

115 W Front St, Bloomington, IL 61701

Michelle Mosby-Scott

Family Law, Divorce, Divorce & Family Law, Juvenile Law, Collection

Status: Licensed: 30 Years

CONTACT

210 1/2 N Williamsburg Dr, Bloomington, IL 61704

Matthew Edward Butler

Federal Appellate Practice, Civil Rights, Bankruptcy, Personal Injury, DUI-DWI

Status: Licensed: 12 Years

CONTACT

210 1/2 N Williamsburg Dr, Bloomington, IL 61704

Michael Kenneth Blissenbach

Bankruptcy & Debt

Status: Licensed: 24 Years

CONTACT

201 West Olive, Bloomington, IL 61701

Brian David Pondenis

Employee Rights, Divorce, Criminal, Bankruptcy & Debt

Status:

CONTACT

201 W Olive St, Bloomington, IL 61701

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

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Lawndale Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Michael Patrick McIlmail

Timothy Forman

David Ratowitz

Joseph Brian Taylor

Michelle Noreen Schneiderheinze-Connell

Kavita Uppal

Michelle Mosby-Scott

Matthew Edward Butler

Michael Kenneth Blissenbach

Brian David Pondenis

TIPS

LEGAL TERMS

CREDIT COUNSELING

TRUTH IN LENDING ACT (TILA)

CYBERSQUATTING

ABUSE

LIMITED PARTNERSHIP

GUARANTOR

SOLE PROPRIETORSHIP

PRESUMED ABUSE

NONEXEMPT PROPERTY

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