Lincolnshire Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
3. Refer
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Beth Iris Katz

Collection

Status: Licensed: 41 Years

CONTACT

1400 E. Lake Cook Rd., Buffalo Grove, IL 60089

Haley Schechter

Collection

Status: Licensed: 20 Years

CONTACT

3000 Lakeside Drive, Deerfield, IL 60015

Marc Price

Collection, Transactions, Banking & Finance, Banking & Finance, Civil Rights

Status: Licensed: 35 Years

CONTACT

1110 Lake Cook Dr, Buffalo Grove, IL 60089

Michelle Lynn Golden

Real Estate, Business, Collection, Bankruptcy & Debt

Status: Licensed: 24 Years

CONTACT

1110 W Lake Cook Rd, Buffalo Grove, IL 60089

Gary Mages

Collection, Transactions, Commercial Real Estate, Commercial Real Estate, Civil Rights

Status: Licensed: 35 Years

CONTACT

1110 W Lake Cook Rd, Buffalo Grove, IL 60089

Brandon Wilson

Litigation, Civil Rights, Collection

Status: Licensed: 14 Years

CONTACT

750 West Lake Cook Road, Buffalo Grove, IL 60089

Bryant Gomez

Litigation, Collection

Status: Licensed: 20 Years

CONTACT

750 W. Lake Cook Road, Buffalo Grove, IL 60089

Elias Christopoulos

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 18 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

Jan Gaines

Real Estate, Lawsuit & Dispute, Collection

Status: Licensed: 38 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

Donna R. Reisman

Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

800-814-6700

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LEGAL TERMS

FCRA

See Fair Credit Reporting Act.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

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Lincolnshire Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Beth Iris Katz

Haley Schechter

Marc Price

Michelle Lynn Golden

Gary Mages

Brandon Wilson

Bryant Gomez

Elias Christopoulos

Jan Gaines

Donna R. Reisman

TIPS

LEGAL TERMS

FCRA

SECURED DEBT

BANKRUPTCY TRUSTEE

CREDIT REPORT

CREDIT INSURANCE

LIABILITY

NUISANCE FEES

GUARANTEED RESERVATION

COSIGNER

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