Lincolnshire Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Beth Iris Katz

Collection

Status: Licensed: 41 Years

CONTACT

1400 E. Lake Cook Rd., Buffalo Grove, IL 60089

Haley Schechter

Collection

Status: Licensed: 20 Years

CONTACT

3000 Lakeside Drive, Deerfield, IL 60015

Marc Price

Collection, Transactions, Banking & Finance, Banking & Finance, Civil Rights

Status: Licensed: 35 Years

CONTACT

1110 Lake Cook Dr, Buffalo Grove, IL 60089

Michelle Lynn Golden

Real Estate, Business, Collection, Bankruptcy & Debt

Status: Licensed: 24 Years

CONTACT

1110 W Lake Cook Rd, Buffalo Grove, IL 60089

Gary Mages

Collection, Transactions, Commercial Real Estate, Commercial Real Estate, Civil Rights

Status: Licensed: 35 Years

CONTACT

1110 W Lake Cook Rd, Buffalo Grove, IL 60089

Brandon Wilson

Litigation, Civil Rights, Collection

Status: Licensed: 14 Years

CONTACT

750 West Lake Cook Road, Buffalo Grove, IL 60089

Bryant Gomez

Litigation, Collection

Status: Licensed: 20 Years

CONTACT

750 W. Lake Cook Road, Buffalo Grove, IL 60089

Elias Christopoulos

Lawsuit & Dispute, Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 18 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

Jan Gaines

Real Estate, Lawsuit & Dispute, Collection

Status: Licensed: 38 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

Donna R. Reisman

Collection, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

800-814-6700

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Lincolnshire Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Beth Iris Katz

Haley Schechter

Marc Price

Michelle Lynn Golden

Gary Mages

Brandon Wilson

Bryant Gomez

Elias Christopoulos

Jan Gaines

Donna R. Reisman

TIPS

LEGAL TERMS

MEETING OF CREDITORS

DISCHARGEABLE DEBTS

IRS EXPENSES

401(K) PLAN

TRUTH IN LENDING ACT (TILA)

FAIR CREDIT BILLING ACT (FCBA)

ADMINISTRATIVE EXPENSES

GRACE PERIOD

REPOSSESSION

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