Lincolnshire Collection Lawyer, Illinois, page 2

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Fred Blitt

Real Estate, Collection, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

Marlon Troy Suskin

Estate Planning, Divorce & Family Law, Elder Law, Collection

Status: Licensed: 30 Years

CONTACT

1590 S. Milwaukee Avenue, Libertyville, IL 60048

David Moon

Health Care Other, Government, Civil & Human Rights, Collection, Lawsuit & Dispute

Status: Licensed: 29 Years

CONTACT

707 Lake Cook Road, Chicago, IL 60614

Ronald Rosenfeld

Collection

Status: Licensed: 31 Years

CONTACT

2801 Lakeside Drive, Deerfield, IL 60015

James Krasny

Litigation, Collection, Bankruptcy

Status: Licensed: 50 Years

CONTACT

740 Constance Lane, Deerfield, IL 60015

Steven Shaw Potts

Civil Rights, Corporate, Collection, Bankruptcy, Real Estate

Status: Licensed: 36 Years

CONTACT

2349 Walters Ave, Northbrook, IL 60062

Toni Alana Miller

Real Estate, Collection

Status: Licensed: 20 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

Alex Pirogovsky

Litigation, Collection, Divorce, Business

Status: Licensed: 28 Years

CONTACT

3000 Dundee Road, Northbrook, IL 60062

Louis Scott Freedman

Lawsuit & Dispute, Government, Collection, Bankruptcy

Status: Licensed: 46 Years

CONTACT

661 Glenn Avenue, Wheeling, IL 60090

Rhoda Elvove Markovitz

Commercial Real Estate, Litigation, Transactions, Collection

Status: Licensed: 49 Years

CONTACT

3734 Pebble Beach Rd, Northbrook, IL 60062

800-814-6700

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

Lincolnshire Collection Lawyer, Illinois, page 2

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Fred Blitt

Marlon Troy Suskin

David Moon

Ronald Rosenfeld

James Krasny

Steven Shaw Potts

Toni Alana Miller

Alex Pirogovsky

Louis Scott Freedman

Rhoda Elvove Markovitz

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

MEANS TEST

FORBEARANCE

MEETING OF CREDITORS

INTEREST

GARNISHMENT

LIEN

IRS EXPENSES

FDCPA

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