Lincolnshire Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Howard L. Teplinsky

Dispute Resolution, Arbitration, Bankruptcy, Bankruptcy Litigation

Status:

CONTACT

750 Lake Cook Rd, Buffalo Grove, IL 60089

William J. Factor

Government, Business, Bankruptcy, Bankruptcy & Debt

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FREE CONSULTATION

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1363 Shermer Road, Northbrook, IL 60062

David P. Holtkamp

Bankruptcy, Bankruptcy & Debt

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FREE CONSULTATION

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1363 Shermer Road, Northbrook, IL 60062

Randall Alan Wolff

Personal Injury, Car Accident, Slip & Fall Accident, Divorce & Family Law, Bankruptcy

Status: Licensed: 41 Years

FREE CONSULTATION

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3325 N. Arlington Heights Rd 500, Arlington Heights, IL 60004

David Siegel

Bankruptcy, Divorce & Family Law, Divorce, Bankruptcy & Debt

Status:

FREE CONSULTATION

CONTACT

790 Chaddick Drive, Wheeling, IL 60090

Diane Brazen Gordon

Commercial Real Estate, Motor Vehicle, Student Rights, Bankruptcy

Status: Licensed: 35 Years

CONTACT

33 Chestnut Terr, Buffalo Grove, IL 60089

Michael L. Starzec

Lawsuit & Dispute, Industry Specialties, Collection, Bankruptcy & Debt

Status: Licensed: 30 Years

CONTACT

775 Corporate Woods Pkwy, Vernon Hills, IL 60061

David Scott Curcio

Business & Trade, Consumer Bankruptcy

Status: Licensed: 39 Years

CONTACT

2500 Lake Cook Rd, Deerfield, IL 60015

Beth Iris Katz

Collection

Status: Licensed: 41 Years

CONTACT

1400 E. Lake Cook Rd., Buffalo Grove, IL 60089

Stuart Wallace

Bankruptcy

Status: Licensed: 13 Years

CONTACT

100 Lexington Drive, Buffalo Grove, IL 60089

800-814-6700

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CCCS

See Consumer Credit Counseling Service.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

Lincolnshire Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Howard L. Teplinsky

William J. Factor

David P. Holtkamp

Randall Alan Wolff

David Siegel

Diane Brazen Gordon

Michael L. Starzec

David Scott Curcio

Beth Iris Katz

Stuart Wallace

TIPS

LEGAL TERMS

WORKOUT

UNSECURED DEBT

DEFINED CONTRIBUTION PLAN

ABUSE

CCCS

INTEREST

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

NONDISCHARGEABLE DEBTS

FDCPA

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