Mackinaw Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Alison E. McLaughlin

Family Law, Credit & Debt, Collection, Bankruptcy

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Chase Building, 124 S.W. Adams Street, Peoria, IL 61602

Laurie M. Judd

Banking & Finance, Bankruptcy, Corporate, Real Estate

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227 NE Jefferson Avenue, Peoria, IL 61602

C. Edwin Walker

Banking & Finance, Credit & Debt, Collection, Bankruptcy

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411 Hamilton, Peoria, IL 61602

Robert E. Pugh

Collection, Criminal, Estate Planning, Personal Injury

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1225 N North Street, Peoria, IL 61606

Thomas Krieg

Collection, Estate Planning, Transactions, Estate

Status: Licensed: 45 Years

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204 East Fernwood Street, Morton, IL 61550

Dick Bennett Williams

Wills, Employment, Criminal, Bankruptcy, Banking & Finance

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139 E Washington St, East Peoria, IL 61611

Andrew Eric Williams

Real Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 13 Years

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139 E Washington St, East Peoria, IL 61611

Matthew Stropes

Divorce & Family Law, Bankruptcy, Business & Trade, Civil Rights, Collection

Status: Licensed: 21 Years

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334 Saint Mary Street, Pekin, IL 61554

Charles J. Urban

Employment, Divorce & Family Law, Discrimination, Bankruptcy

Status: Licensed: 36 Years

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401 Main St, Peoria, IL 61602

James R Grebe

Agriculture, Banking & Finance, Administrative Law, Bankruptcy, Estate Planning

Status: Licensed: 45 Years

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401 Main St, Peoria, IL 61602

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

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Mackinaw Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Alison E. McLaughlin

Laurie M. Judd

C. Edwin Walker

Robert E. Pugh

Thomas Krieg

Dick Bennett Williams

Andrew Eric Williams

Matthew Stropes

Charles J. Urban

James R Grebe

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LEGAL TERMS

REAFFIRMATION

LIEN

GENERAL PARTNER

CHAPTER 13 PLAN

ABUSE

ADMINISTRATIVE EXPENSES

SUBROGATION

DISPOSABLE INCOME

DOING BUSINESS AS (DBA)

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