Marshall Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Richard Bernardoni

Commercial Real Estate, Estate Planning, Transactions, Collection

Status: Licensed: 49 Years

CONTACT

115 S 6Th St, Marshall, IL 62441

Paul Edmund Wieck

Social Security, Workers' Compensation, Criminal, Bankruptcy, Personal Injury

Status: Licensed: 44 Years

CONTACT

517 Locust St, Marshall, IL 62441

James Steven Ayres

Litigation, Estate Planning, Divorce, Collection

Status:

CONTACT

102 E Main St, Robinson, IL 62454

Lindsey Floyd

Divorce & Family Law, Civil Rights, Business & Trade, Collection, Estate Planning

Status:

CONTACT

309 South Jefferson, Robinson, IL 62454

Edward Willard Brankey

Bankruptcy, Immigration, Personal Injury, Workers' Compensation

Status: Licensed: 47 Years

CONTACT

622 Jackson Ave, Charleston, IL 61920

Roy Dent

Tax, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 27 Years

CONTACT

622 Jackson Ave, Charleston, IL 61920

Kenneth Redman Gano

Patent, Estate, Family Law, Divorce, Bankruptcy

Status:

CONTACT

303 6Th Street, Charleston, IL 61920

Max Tedford

Tax, Divorce & Family Law, Civil Rights, Collection

Status:

CONTACT

102 East Main Street, Robinson, IL 62454

William Heap

Litigation, Estate Planning, Civil Rights, Collection

Status:

CONTACT

Robinson, IL 62454

Kevin Earl Sanders

Collection

Status: Licensed: 35 Years

CONTACT

103 W Elm St, Robinson, IL 62454

800-814-6700

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

Marshall Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Richard Bernardoni

Paul Edmund Wieck

James Steven Ayres

Lindsey Floyd

Edward Willard Brankey

Roy Dent

Kenneth Redman Gano

Max Tedford

William Heap

Kevin Earl Sanders

TIPS

LEGAL TERMS

REPOSSESSION

IRS EXPENSES

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DISCHARGE (OF DEBTS)

SUBROGATION

PREFERENCE

ADMINISTRATIVE EXPENSES

CHAPTER 13 BANKRUPTCY

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