Melvin Bankruptcy & Debt Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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7. Profile

Sarah Duffy

Personal Injury, Collection, Divorce, Estate Planning

Status: Licensed: 18 Years

CONTACT

210 N Main St, Pontiac, IL 61764

Sarah Ruth Duffy

Personal Injury, Collection, Divorce, Estate Planning

Status: Licensed: 18 Years

CONTACT

210 N Main St, Pontiac, IL 61764

Cheralyn Elizabeth Kesler

Bankruptcy, Personal Injury, DUI-DWI, Divorce

Status: Licensed: 24 Years

CONTACT

101 W Tomaras Ave, Savoy, IL 61874

Chad Ritchie

Litigation, Transactions, Business, Collection, Premises Liability

Status: Licensed: 23 Years

CONTACT

2203 E Empire St, Bloomington, IL 61704

Brian Maynard

Collection

Status: Licensed: 22 Years

CONTACT

211 Landmark Dr, Normal, IL 61761

Marlaina Strunk

Collection

Status: Licensed: 22 Years

CONTACT

211 Landmark Dr, Normal, IL 61761

Gary George Johnson

Divorce & Family Law, Criminal, Collection, Traffic

Status: Licensed: 52 Years

CONTACT

202 South Eldorado Road, Bloomington, IL 61704

Christine Renee Chance

Business, Collection

Status: Licensed: 32 Years

CONTACT

210 Landmark Drive, Merna, IL 61761

Christine Chance

Business, Collection

Status: Licensed: 32 Years

CONTACT

210 Landmark Drive, Merna, IL 61761

Kenneth Wilber

Real Estate, Business, Collection

Status: Licensed: 35 Years

CONTACT

210 Landmark Drive, Normal, IL 61761

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

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Melvin Bankruptcy & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Sarah Duffy

Sarah Ruth Duffy

Cheralyn Elizabeth Kesler

Chad Ritchie

Brian Maynard

Marlaina Strunk

Gary George Johnson

Christine Renee Chance

Christine Chance

Kenneth Wilber

TIPS

LEGAL TERMS

GUARANTOR

DEFINED CONTRIBUTION PLAN

LOSS DAMAGE WAIVER (LDW)

UNSECURED DEBT

DISCHARGE (OF DEBTS)

HOUSEHOLDER

CREDITOR

TRADE NAME

DISCHARGEABLE DEBTS

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