Nilwood Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Christopher Hantla

Divorce & Family Law, Criminal, Civil Rights, Bankruptcy, Child Support

Status:

CONTACT

Litchfield, IL 62056

Colleen Mcsweeney Moore

Criminal, Bankruptcy, Estate Planning, Divorce & Family Law

Status: Licensed: 44 Years

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Virden, IL 62690

Gina Marie Verticchio

Municipal, Estate Planning, Family Law, Bankruptcy, Criminal

Status: Licensed: 16 Years

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100 E Chestnut, Gillespie, IL 62033

Gina Verticchio

Municipal, Estate Planning, Family Law, Bankruptcy, Criminal

Status: Licensed: 16 Years

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100 E Chestnut, Gillespie, IL 62033

Kristen N. Van Fossan

Bankruptcy, Family Law, Employee Rights, Civil Rights

Status: Licensed: 16 Years

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215 South Emmett, Virden, IL 62690

Peter Charles Drummond

Social Security, Workers' Compensation, Administrative Law, Bankruptcy

Status: Licensed: 51 Years

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703 W Union Ave, Litchfield, IL 62056

Robert W. Dodd

Divorce & Family Law, Bankruptcy

Status: Licensed: 57 Years

CONTACT

142 E Dean St, Virden, IL 62690

Thomas Day Denby

Real Estate, Civil Rights, Collection, Personal Injury, Federal Appellate Practice

Status: Licensed: 37 Years

CONTACT

Carlinville, IL 62626

William Nichelson

Estate Planning, Family Law, Divorce, Bankruptcy

Status: Licensed: 30 Years

CONTACT

Virden, IL 62690

800-814-6700

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LEGAL TERMS

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

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Nilwood Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Christopher Hantla

Colleen Mcsweeney Moore

Gina Marie Verticchio

Gina Verticchio

Kristen N. Van Fossan

Peter Charles Drummond

Robert W. Dodd

Thomas Day Denby

William Nichelson

TIPS

LEGAL TERMS

FRAUDULENT TRANSFER

CREDIT INSURANCE

NONEXEMPT PROPERTY

FAIR CREDIT BILLING ACT (FCBA)

NUISANCE FEES

UNSECURED DEBT

CHAPTER 7 BANKRUPTCY

GUARANTOR

CYBERSQUATTING

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