Olney Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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James Dudley Stout

Collection, Civil Rights, Estate Planning, Federal Appellate Practice

Status:

CONTACT

Bridgeport, IL 62417

James Steven Ayres

Litigation, Estate Planning, Divorce, Collection

Status:

CONTACT

102 E Main St, Robinson, IL 62454

Jessica Marie Merlet

Bankruptcy & Debt, Accident & Injury

Status: Licensed: 16 Years

CONTACT

11687 Sugar Creek Ave, Mount Carmel, IL 62863

John Breen

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 54 Years

CONTACT

801 W 9Th Street, Mount Carmel, IL 62863

John Edgar Longwell

Real Estate, Bankruptcy, Family Law

Status: Licensed: 40 Years

CONTACT

1000 Northwood Drive, Effingham, IL 62401

Jon Racklin

Estate Planning, Criminal, Business & Trade, Bankruptcy

Status: Licensed: 21 Years

CONTACT

414 E York St, Olney, IL 62450

Joseph P Wallace

General Practice

Status: Licensed: 29 Years

CONTACT

117 South Kitchell Ave, Olney, IL 62450

Kenneth William Sullivan

Federal Appellate Practice, Civil & Human Rights, Collection, Civil Rights

Status: Licensed: 49 Years

CONTACT

102 East Main Street, Robinson, IL 62454

Kevin Earl Sanders

Collection

Status: Licensed: 35 Years

CONTACT

103 W Elm St, Robinson, IL 62454

Kristen Flood

Estate Planning, Civil Rights, Insurance, Bankruptcy

Status: Licensed: 9 Years

CONTACT

122 E Washington Ave, Effingham, IL 62401

800-814-6700

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LEGAL TERMS

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CREDIT FILE

See credit report.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

Olney Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James Dudley Stout

James Steven Ayres

Jessica Marie Merlet

John Breen

John Edgar Longwell

Jon Racklin

Joseph P Wallace

Kenneth William Sullivan

Kevin Earl Sanders

Kristen Flood

TIPS

LEGAL TERMS

DOING BUSINESS AS (DBA)

CREDIT FILE

DISCHARGEABLE DEBTS

NONEXEMPT PROPERTY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIABILITY

CREDIT INSURANCE

LIMITED PARTNERSHIP

FCBA

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