Olney Bankruptcy & Debt Lawyer, Illinois, page 2

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Dudley Stout

Federal Appellate Practice, Estate Planning, Civil Rights, Collection

Status:

CONTACT

Bridgeport, IL 62417

James Steven Ayres

Litigation, Estate Planning, Divorce, Collection

Status:

CONTACT

102 E Main St, Robinson, IL 62454

Jessica Marie Merlet

Bankruptcy & Debt, Accident & Injury

Status: Licensed: 16 Years

CONTACT

11687 Sugar Creek Ave, Mount Carmel, IL 62863

John Breen

Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: Licensed: 54 Years

CONTACT

801 W 9Th Street, Mount Carmel, IL 62863

John Edgar Longwell

Real Estate, Bankruptcy, Family Law

Status: Licensed: 40 Years

CONTACT

1000 Northwood Drive, Effingham, IL 62401

Jon Racklin

Estate Planning, Criminal, Business & Trade, Bankruptcy

Status: Licensed: 21 Years

CONTACT

414 E York St, Olney, IL 62450

Joseph P Wallace

General Practice

Status: Licensed: 29 Years

CONTACT

117 South Kitchell Ave, Olney, IL 62450

Kenneth William Sullivan

Federal Appellate Practice, Civil & Human Rights, Collection, Civil Rights

Status: Licensed: 49 Years

CONTACT

102 East Main Street, Robinson, IL 62454

Kevin Earl Sanders

Collection

Status: Licensed: 35 Years

CONTACT

103 W Elm St, Robinson, IL 62454

Kristen Flood

Estate Planning, Civil Rights, Insurance, Bankruptcy

Status: Licensed: 9 Years

CONTACT

122 E Washington Ave, Effingham, IL 62401

800-814-6700

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

COLLATERAL

Property that guarantees payment of a secured debt.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Olney Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James Dudley Stout

James Steven Ayres

Jessica Marie Merlet

John Breen

John Edgar Longwell

Jon Racklin

Joseph P Wallace

Kenneth William Sullivan

Kevin Earl Sanders

Kristen Flood

TIPS

LEGAL TERMS

PRIORITY DEBT

LOSS DAMAGE WAIVER (LDW)

ACCORD AND SATISFACTION

UNSECURED DEBT

COSIGNER

COLLATERAL

GARNISHMENT

WORKOUT

NONDISCHARGEABLE DEBTS

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