Plainfield Bankruptcy & Debt Lawyer, Illinois, page 3

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
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Bonnie Kunkel

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: Licensed: 44 Years

CONTACT

1527 Prairie St, Aurora, IL 60506

Michael W. Huseman

Bankruptcy & Debt, Litigation, Personal Injury, Landlord-Tenant, Condominiums

Status:

CONTACT

1999 West Downer Place, Aurora, IL 60506

James James

Other, Civil Rights, Banking & Finance, Collection, Motor Vehicle

Status: Licensed: 42 Years

CONTACT

1961 W Downer Pl, Aurora, IL 60506

Denise Devitt

Limited Liability Companies, Dissolution, Real Estate

Status: Licensed: 39 Years

CONTACT

76 So. Broadway, Aurora, IL 60505

Joseph Albert Kearney

Commercial Real Estate, Criminal, Transactions, Credit & Debt, Lawsuit & Dispute

Status: Licensed: 32 Years

CONTACT

631 E Boughton Rd, Bolingbrook, IL 60440

Anthony Tomkiewicz

Traffic, Criminal, Licensing, Bankruptcy, Personal Injury

Status: Licensed: 26 Years

CONTACT

58 N Chicago St, Crest Hill, IL 60432

Ann Houha

Litigation, Divorce, Corporate, Bankruptcy

Status: Licensed: 24 Years

CONTACT

181 N Hammes Avenue, Crest Hill, IL 60435

Megan Marie Olson

Family Law, Divorce & Family Law, Bankruptcy

Status: Licensed: 12 Years

CONTACT

2801 Black Rd, Crest Hill, IL 60435

Mark Bernachea

Tax, Employment, Bankruptcy

Status: Licensed: 12 Years

CONTACT

2424 Plainfield Road, Crest Hill, IL 60403

Gary K. Davidson

Commercial Real Estate, Construction, Criminal, Collection, Government Agencies

Status: Licensed: 26 Years

CONTACT

58 E Clinton St, Crest Hill, IL 60432

800-814-6700

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

Plainfield Bankruptcy & Debt Lawyer, Illinois, page 3

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Bonnie Kunkel

Michael W. Huseman

James James

Denise Devitt

Joseph Albert Kearney

Anthony Tomkiewicz

Ann Houha

Megan Marie Olson

Mark Bernachea

Gary K. Davidson

TIPS

LEGAL TERMS

GUARANTOR

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

INTEREST

GRACE PERIOD

FAIR CREDIT BILLING ACT (FCBA)

ABUSE

C CORPORATION

TRUTH IN LENDING ACT (TILA)

CREDIT FILE

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