Princeville Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Laurie M. Judd

Banking & Finance, Bankruptcy, Corporate, Real Estate

Status:

CONTACT

227 NE Jefferson Avenue, Peoria, IL 61602

C. Edwin Walker

Banking & Finance, Credit & Debt, Collection, Bankruptcy

Status:

CONTACT

411 Hamilton, Peoria, IL 61602

Alison E. McLaughlin

Family Law, Credit & Debt, Collection, Bankruptcy

Status:

CONTACT

Chase Building, 124 S.W. Adams Street, Peoria, IL 61602

Robert E. Pugh

Collection, Criminal, Estate Planning, Personal Injury

Status:

CONTACT

1225 N North Street, Peoria, IL 61606

Andrew Eric Williams

Real Estate, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 13 Years

CONTACT

139 E Washington St, East Peoria, IL 61611

Dick Bennett Williams

Wills, Employment, Criminal, Bankruptcy, Banking & Finance

Status:

CONTACT

139 E Washington St, East Peoria, IL 61611

Andrew A. Honegger

Agriculture, Banking & Finance, Business, Bankruptcy, Business & Trade

Status: Licensed: 31 Years

CONTACT

721 W Jackson St, Morton, IL 61550

Edwin Heubi

Transactions, Commercial Real Estate, Commercial Real Estate, Bankruptcy, Personal Injury

Status: Licensed: 41 Years

CONTACT

Mossville, IL 61552

Royce Aaron Hood

Personal Injury, Bankruptcy, Contract, Divorce, Copyright

Status: Licensed: 13 Years

CONTACT

10405 N Centerway Dr, Peoria, IL 61615

Lynne M. Binkele

Estate Planning, Adoption, Elder Law, Collection

Status: Licensed: 29 Years

CONTACT

101 Ne Randolph Ave, Peoria, IL 61606

800-814-6700

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Princeville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Laurie M. Judd

C. Edwin Walker

Alison E. McLaughlin

Robert E. Pugh

Andrew Eric Williams

Dick Bennett Williams

Andrew A. Honegger

Edwin Heubi

Royce Aaron Hood

Lynne M. Binkele

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LEGAL TERMS

REAFFIRMATION

GUARANTOR

S CORPORATION

PRESUMED ABUSE

401(K) PLAN

UNDUE HARDSHIP

CREDIT INSURANCE

DEFINED CONTRIBUTION PLAN

SUBROGATION

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