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Pulaski Bankruptcy & Debt Lawyer, Illinois

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Jay Howd Lawyer

Jay Howd

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Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt
Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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618-993-1300

206 W Deyoung St, Marion, IL 62959
Profile LAWPOINTS™75/100
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Tambra Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Tambra Kay Cain

Collection, Transactions, Commercial Real Estate
Status:  In Good Standing           Licensed:  22 Years
CONTACT
Vienna, IL 62995
Profile LAWPOINTS™27/100
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Raub Warren Bierbaum

Credit & Debt, Business & Trade
Status:  Inactive           Licensed:  23 Years
CONTACT
Metropolis, IL 62960
Profile LAWPOINTS™19/100
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Gregory Allen Veach

Commercial Real Estate, Trusts, Business, Credit & Debt
Status:  In Good Standing           Licensed:  49 Years
CONTACT
2250 Reed Station Pkwy, Carbondale, IL 62903
Profile LAWPOINTS™36/100
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Rebecca Ann Whittington

Government, Estate Planning, Elder Law, Civil Rights, Collection
Status:  In Good Standing           Licensed:  42 Years
CONTACT
930 West Walnut St, Carbondale, IL 62901
Profile LAWPOINTS™32/100
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Jay B. Howd

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing           Licensed:  33 Years
CONTACT
811 W Main St, Carbondale, IL 62901
Profile LAWPOINTS™35/100
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Douglas L. Haile

Bankruptcy
Status:  In Good Standing           Licensed:  33 Years
CONTACT
601 South University Ave, Carbondale, IL 62901
Profile LAWPOINTS™27/100
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Douglas Haile

Bankruptcy
Status:  In Good Standing           Licensed:  33 Years
CONTACT
601 South University Ave, Carbondale, IL 62901
Profile LAWPOINTS™27/100
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Sarah Jeanne Taylor

Eminent Domain, Estate Planning, Civil Rights, Credit & Debt
Status:  In Good Standing           
CONTACT
100 N Illinois Ave, Carbondale, IL 62901
Profile LAWPOINTS™34/100
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Lawyer.com can help you easily and quickly find Pulaski Bankruptcy & Debt Lawyers and Pulaski Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)
Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CCCS

See Consumer Credit Counseling Service.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)
A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

FDCPA

See Fair Debt Collections & Practices Act.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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