Rochester Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Fredric Benson

Administrative Law, Bankruptcy, Business Organization, Contract

Status: In Good Standing

CONTACT

1307 South 7th Street, Springfield, IL 62703

Brian Jay Dees

Alimony & Spousal Support, Adoption, Administrative Law, Bankruptcy

Status: In Good Standing

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1035 South Second Street, Springfield, IL 62704

Kevin Lee Linder

International Tax, Social Security, Family Law, Bankruptcy

Status: In Good Standing

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1300 South Eighth Street, Springfield, IL 62703

Brittany Kink Toigo

International Tax, Estate Planning, Divorce, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

6205 Winterberry Ln, Springfield, IL 62712

Salena Rachelle Young

Traffic, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

3717 Kerry Blvd, Springfield, IL 62712

Hugh F. Drake

Elder Law, Contract, Credit & Debt, Collection

Status: In Good Standing Licensed: 25 Years

CONTACT

205 S Fifth St, Springfield, IL 62705

Emmet A. Fairfield

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

205 S Fifth St, Springfield, IL 62705

William Louis Vig

Estate Planning, Workers' Compensation, Collection, Medical Malpractice, Business

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

William Vig

Estate Planning, Business & Trade, Collection, Medical Malpractice

Status: In Good Standing

CONTACT

1100 S 5Th St, Springfield, IL 62703

Daniel K. Wright

Credit & Debt, Employment, Real Estate, Workers' Compensation

Status: In Good Standing Licensed: 21 Years

CONTACT

200 South 9Th Street, Springfield, IL 62701

800-923-0641

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LEGAL TERMS

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FCBA

See Fair Credit Billing Act.

CREDIT FILE

See credit report.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

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Rochester Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Fredric Benson

Brian Jay Dees

Kevin Lee Linder

Brittany Kink Toigo

Salena Rachelle Young

Hugh F. Drake

Emmet A. Fairfield

William Louis Vig

William Vig

Daniel K. Wright

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LEGAL TERMS

SECURED DEBT

REAFFIRMATION

GARNISHMENT

FAIR CREDIT REPORTING ACT (FCRA)

FCBA

CREDIT FILE

MEETING OF CREDITORS

LIMITED LIABILITY

WINDING UP

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