Round Lake Pk Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Hilary J. Negele

Real Estate, Wills, Bankruptcy

Status:

CONTACT

444 N Cedar Lake Rd, Round Lake, IL 60073

Christopher B. Morozin

Bankruptcy, Collection, Contract, Criminal

Status:

FREE CONSULTATION

CONTACT

74 East Grand Avenue, Fox Lake, IL 60020

James T. Magee

Real Estate, Credit & Debt, Bankruptcy, Bankruptcy & Debt, Transportation & Shipping

Status: Licensed: 55 Years

CONTACT

444 N Cedar Lake Rd, Grayslake, IL 60073

Robert James Magee

Municipal, Estate Planning, Transactions, Bankruptcy

Status: Licensed: 17 Years

CONTACT

444 N Cedar Lake Rd, Grayslake, IL 60073

Robert Magee

Municipal, Estate Planning, Transactions, Bankruptcy

Status: Licensed: 17 Years

CONTACT

444 N Cedar Lake Rd, Grayslake, IL 60073

Nancy Debruin

Bankruptcy, Bankruptcy, Estate Planning, Transactions, Municipal

Status: Licensed: 41 Years

CONTACT

444 N Cedar Lake Rd, Round Lake, IL 60073

Michelle Amy Magee

Municipal, Estate Planning, Transactions, Bankruptcy

Status: Licensed: 20 Years

CONTACT

444 N Cedar Lake Rd, Round Lake, IL 60073

Matthew Gordon Guthrie

Corporate, Credit & Debt, Military, Family Law, Immigration

Status:

CONTACT

625 W Rollins Road, Round Lake Beach, IL 60073

Jeffrey Abbott

Other, Motor Vehicle, Criminal, Bankruptcy

Status: Licensed: 37 Years

CONTACT

625 West Rollins Road, Round Lake, IL 60073

Mark Van

Collection, Landlord-Tenant, Civil Rights, Business

Status: Licensed: 21 Years

CONTACT

2 South Whitney Street, Grayslake, IL 60030

800-814-6700

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Round Lake Pk Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Hilary J. Negele

Christopher B. Morozin

James T. Magee

Robert James Magee

Robert Magee

Nancy Debruin

Michelle Amy Magee

Matthew Gordon Guthrie

Jeffrey Abbott

Mark Van

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LEGAL TERMS

FAIR CREDIT BILLING ACT (FCBA)

WORKOUT

MEETING OF CREDITORS

MEANS TEST

UNSECURED DEBT

DOING BUSINESS AS (DBA)

LIEN

DEBT COLLECTOR

NO-FAULT INSURANCE

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