Saunemin Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Scott N. Sliwinski

Child Support, Corporate, Business Organization, Bankruptcy

Status: In Good Standing

CONTACT

One Dearborn Square, Kankakee, IL 60901

Kenneth A. Leshen

Adoption, Bankruptcy, Corporate, Business Organization

Status: In Good Standing

CONTACT

One Dearborn Square, Kankakee, IL 60901

Brian Gabor

Traffic, Divorce, DUI-DWI, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

207 W Madison St, Pontiac, IL 61764

Brian Michael Gabor

Traffic, Divorce, DUI-DWI, Collection

Status: In Good Standing Licensed: 26 Years

CONTACT

207 W Madison St, Pontiac, IL 61764

Curtis W. Myers

Real Estate, Trusts, Adoption, Bankruptcy

Status: In Good Standing Licensed: 52 Years

CONTACT

222 W Madison St, Pontiac, IL 61764

Sarah Duffy

Personal Injury, Collection, Divorce, Estate Planning

Status: In Good Standing Licensed: 17 Years

CONTACT

210 N Main St, Pontiac, IL 61764

Sarah Ruth Duffy

Personal Injury, Collection, Divorce, Estate Planning

Status: In Good Standing Licensed: 17 Years

CONTACT

210 N Main St, Pontiac, IL 61764

Russelle L. Holsinger

Litigation, Securities Fraud , Business & Trade, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

Coal City, IL 60416

Karren Simone Farmer

Federal Appellate Practice, Divorce, Civil Rights, Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

295 W Jeffery St, Kankakee, IL 60901

Marshall Dusenbury

Divorce, DUI-DWI, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

111 South Schuyler Avenue, Kankakee, IL 60901

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Saunemin Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Scott N. Sliwinski

Kenneth A. Leshen

Brian Gabor

Brian Michael Gabor

Curtis W. Myers

Sarah Duffy

Sarah Ruth Duffy

Russelle L. Holsinger

Karren Simone Farmer

Marshall Dusenbury

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

TRUTH IN LENDING ACT (TILA)

COSIGNER

CREDIT COUNSELING

HOUSEHOLDER

CREDITOR

REAFFIRMATION

DEFINED CONTRIBUTION PLAN

DEBT COLLECTOR

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