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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Judy Baker

Collection, Estate, Bankruptcy

Status: Licensed: 34 Years

CONTACT

201 North Logan Street, Mattoon, IL 61938

Julie Nichols Matthews

Intellectual Property, Family Law, Collection, Estate Planning

Status: Licensed: 31 Years

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1519 University Drive, Charleston, IL 61920

Karen Fuqua

Criminal, Bankruptcy

Status: Licensed: 45 Years

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1617 Wabash Avenue, Mattoon, IL 61938

Kenneth Redman Gano

Patent, Estate, Family Law, Divorce, Bankruptcy

Status:

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303 6Th Street, Charleston, IL 61920

Kristen Flood

Estate Planning, Civil Rights, Insurance, Bankruptcy

Status: Licensed: 9 Years

CONTACT

122 E Washington Ave, Effingham, IL 62401

Kristin Lyn Wilson

Landlord-Tenant, Government, Collection, Bankruptcy, Elder Law

Status: Licensed: 34 Years

CONTACT

611 6Th Street, Charleston, IL 61920

Nancy Ellen Dryden

Bankruptcy & Debt

Status: Licensed: 41 Years

CONTACT

801 W Jourdan St, Newton, IL 62448

Robert Alan Dunst

Family Law, Divorce, Bankruptcy, Accident & Injury

Status: Licensed: 43 Years

CONTACT

421 N 19Th Street, Mattoon, IL 61938

Rodney Louis Smith

Dispute Resolution, Workers' Compensation, Contract, Bankruptcy, Personal Injury

Status:

CONTACT

622 Jackson Avenue, Charleston, IL 61920

Ronald Edward Fuhr

Litigation, Banking & Finance, Collection, Bankruptcy

Status: Licensed: 41 Years

CONTACT

307 North 3Rd Street, Effingham, IL 62401

800-814-6700

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LEGAL TERMS

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

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Sigel Bankruptcy & Debt Lawyer, Illinois, page 2

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Judy Baker

Julie Nichols Matthews

Karen Fuqua

Kenneth Redman Gano

Kristen Flood

Kristin Lyn Wilson

Nancy Ellen Dryden

Robert Alan Dunst

Rodney Louis Smith

Ronald Edward Fuhr

TIPS

LEGAL TERMS

LIQUIDATING PARTNER

WINDING UP

DOING BUSINESS AS (DBA)

DISCHARGE (OF DEBTS)

PREFERENCE

DEBIT CARD

LOSS DAMAGE WAIVER (LDW)

FAIR CREDIT BILLING ACT (FCBA)

ABUSE

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